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1245 Cox Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1245 Cox Rd, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1994
Square Footage3,170 sqft Living Area
Lot Size10.7 acres
GarageAttached, 693 sqft
OccupancyOwner Occupied
Tax Bill$13,528.00 (2025)

Property Details

APN / Parcel Number

Primary APN105-231-71
Alternative APN
  • 105-231-71-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area3,170 sqft Living Area
Gross Area3,863 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeWood Construction
Roof MaterialTile Roof
Lot Area466,745 sqft
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area693 sqft Garage
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address1245 COX RD
CityAPTOS
StateCA
Zip95003-9739
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionPM50 4
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1000
Census Tract122002

Owner

Source: Santa Cruz County records · APN 105-231-71

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1245 COX RD, APTOS, CA 95003-9739
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Nov 26, 2018Quit Claim Deed, Transfer · Conventional Mortgage
OPES ADVISORS
Jan 17, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 16, 2018
Transfer Doc0000034992
Record RefreshedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1245 COX RD, APTOS, CA 95003-9739
Transaction TypeMortgage
Record UpdatedJul 05, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 XOX RD, APTOS, CA 95003

Mortgage

Document Number0000018939
DateJun 23, 2022
Instrument2022-0018939
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term169 Months
DueJul 01, 2036

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1245 COX RD, APTOS, CA 95003-9739
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016515
DateJun 18, 2019
Instrument2019-0016515
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2034

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 26, 2018
Property Address1245 COX RD, APTOS, CA 95003-9739
Document Number0000034992
Instrument DateNov 16, 2018
Instrument34992
Transaction TypeTransfer
Record UpdatedDec 17, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1245 COX RD APTOS CA 950039739, APTOS, CA 95003-9739

Mortgage

Document Number34993
DateNov 26, 2018
Instrument34993
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 25, 2033

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1245 COX RD, APTOS, CA 95003-9739
Document Number0000002781
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedMar 02, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1245 COX RD APTOS CA 950039739, APTOS, CA 95003-9739

Mortgage

Document Number0000002781
DateJan 24, 2017
Instrument2781
Lender
NameBANK OF THE WEST
TypeBank
AddressMONTEREY, CA 93940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 23, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,178,630 (+2%) Land $576,502 Building $602,128
2025$13,528.00 (+9.38%) Homeowner's exemption$1,155,520 (+4.04%) Land $565,198 Building $590,322
2023$12,368.00 (+1.18%) Homeowner's exemption$1,110,650 Land $543,251 Building $567,399$2,222,010
2022$12,224.00

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