1409 Chalmers St, Springfield, IL 62703 Property Records

Sangamon County property record for 1409 Chalmers St, Springfield, IL 62703

Property Summary

Property TypeSingle Family Home
Lot Size0.093 acres (4,077 sqft)
OwnerIndividual Name on File
Last Sale$58,000 (Apr 2013)
Tax Bill$880 (2025)
Deeds & MortgagesDec 2023 Mortgage
May 2016 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN22-10.0-478-013

Property Details

APN / Parcel Number

Primary APN22-10.0-478-013
Alternative APN
  • 22100478013 (CHECK DIGIT = 9)

Exterior

Lot Area4,077 sqft (0.093 acres)

Location & Zoning

Account Number22100478013
Street Address1409 CHALMERS ST
CitySPRINGFIELD
StateIL
Zip62703-4159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBELMONT PARK GARDEN SUB E 42' 6'' S 96' L 10 B 10
Legal SubdivisionBELMONT PARK GARDEN SUB
JurisdictionSANGAMON IL
Township / Civil DivisionWOODSIDE
Census Block Group1
Census Block1049
Census Tract2700

Owner

Source: Sangamon County assessment roll, APN 22-10.0-478-013, as of June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1409 CHALMERS ST, SPRINGFIELD, IL 62703-4159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2023Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
May 24, 2016Deed of Trust, Mortgage · Stand-Alone First Mortgage
BANK OF SPRINGFIELD
Jan 26, 2007Deed of Trust, Mortgage · Stand-Alone First Mortgage
MARINE BANK SPRINGFIELD
Feb 22, 2008Deed of Trust, Mortgage · Stand-Alone First Mortgage
MARINE BANK SPRINGFIELD
Apr 02, 2013Warranty Deed, Transfer · Conventional Mortgage
PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2013 · Amount on Record
Deed SaleApr 02, 2013 · Amount on Record
Prior SaleApr 29, 2003 · Amount on Record
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1409 CHALMERS ST, SPRINGFIELD, IL 62703-4159
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2023R21851
DateDec 01, 2023
Instrument2023R21851
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053
Interest
Rate TypeFixed Rate
Rate7.38%

May 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1409 CHALMERS ST, SPRINGFIELD, IL 62703-4159
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2016R12945
DateMay 24, 2016
Instrument2016R12945
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2031
Interest
Rate TypeFixed Rate

January 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1409 CHALMERS ST, SPRINGFIELD, IL 62703-4159
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2007R02936
DateJan 26, 2007
Instrument2007R02936
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJan 25, 2037
Interest
Rate TypeFixed Rate

February 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1409 CHALMERS ST, SPRINGFIELD, IL 62703-4159
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2008R07807
DateFeb 22, 2008
Instrument2008R07807
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 21, 2038
Interest
Rate TypeFixed Rate

April 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateApr 02, 2013
Property Address1409 CHALMERS ST, SPRINGFIELD, IL 62703-4159
Document Number2013R10865
Instrument DateApr 01, 2013
Instrument2013R10865
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$87.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2653 W LAWRENCE AVE, SPRINGFIELD, IL 62704-1115
InvestorPossibly a Property Investor

Mortgage

Document Number2013R10866
DateApr 02, 2013
Instrument2013R10866
Lender
NamePRAIRIE STATE BANK & TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll as of June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionWoodside Township
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$880.00 (+24.47%)$17,399 (+22.68%) Land $4,832 Building $12,567$52,197 (+22.68%) Land $14,496 Building $37,701
2022$707.00 Homeowner's exemption$14,182 Land $3,939 Building $10,243$42,546 Land $11,817 Building $30,729

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), as of May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171670027001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 290 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
JAB Wireless
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1671200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD
serves 117,444 people
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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