1401 Chalmers St, Springfield, IL 62703 Property Records

Sangamon County property record for 1401 Chalmers St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.093 acres (4,077 sqft)
Owner	Individual Name on Record
Last Sale	$56,250 (Dec 2017)
Tax Bill	$1,029 (2025)
Deeds & Mortgages	Oct 2006 Mortgage Dec 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-10.0-478-011`

Property Details

APN / Parcel Number

Primary APN	`22-10.0-478-011`
Alternative APN	`22100478011 (CHECK DIGIT = 2)`

Exterior

Lot Area	4,077 sqft (0.093 acres)

Location & Zoning

Account Number	22100478011
Street Address	1401 CHALMERS ST
City	SPRINGFIELD
State	IL
Zip	62703-4159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BELMONT PARK GARDEN SUB W 42.5' S 96' L 10 B 10
Legal Subdivision	BELMONT PARK GARDEN SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	WOODSIDE
Census Block Group	1
Census Block	1049
Census Tract	2700

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1401 CHALMERS ST, SPRINGFIELD, IL 62703-4159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage SECURITY BANK
Dec 4, 2017	Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
May 2, 2016	Warranty Deed, Transfer
May 20, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Prior Sale	May 20, 2009 · Amount on Record
Deed Document Number	201730977
Record Updated	Sep 20, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1401 CHALMERS ST, SPRINGFIELD, IL 62703-4159
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R39783
Date	Oct 12, 2006
Instrument	2006R39783

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2011

Interest

Rate Type	Adjustable Rate
Rate	7.38%

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Dec 4, 2017
Property Address	1401 CHALMERS ST, SPRINGFIELD, IL 62703-4159
Document Number	2017R30977
Instrument Date	Nov 30, 2017
Instrument	2017R30977
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 CHALMERS ST, SPRINGFIELD, IL 62703-4159

Mortgage

Document Number	2017R30978
Date	Dec 4, 2017
Instrument	2017R30978

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

May 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 2, 2016
Property Address	1401 CHALMERS ST, SPRINGFIELD, IL 62703-4159
Document Number	2016R10443
Instrument Date	Apr 12, 2016
Instrument	2016R10443
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 W HAZEL DELL LN, SPRINGFIELD, IL 62703-5277
Investor	Possibly a Property Investor

May 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 20, 2009
Property Address	1401 CHALMERS ST, SPRINGFIELD, IL 62703-4159
Document Number	2009R26583
Instrument Date	May 14, 2009
Instrument	2009R26583
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$76.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 BRISTOL RD, CHATHAM, IL 62629-9674

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Woodside Township
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,029.00 (+21.92%)	$19,333 (+22.68%) Land $4,832 Building $14,501	$57,999 (+22.68%) Land $14,496 Building $43,503
2022	$844.00 Homeowner's exemption	$15,759 Land $3,939 Building $11,820	$47,277 Land $11,817 Building $35,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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