Oglethorpe County property record for 1408 Sandy Cross Rd, Comer, GA 30629
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,980 sqft · built 2020 |
| Lot Size | 17.7 acres (775,368 sqft) |
| Owner | Individual Name on File |
| Last Sale | $53,400 (Sep 2020) |
| Tax Bill | $3,442 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 089 031B |
| Primary APN | 089 031B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Heated Area |
| 1st Floor Area | 1,980 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 775,368 sqft (17.7 acres) |
| Terrain | Rolling |
| Garage Area | 1,225 sqft |
| Porch | Porch |
| Porch Area | 777 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13827 |
|---|---|
| Street Address | 1408 SANDY CROSS RD |
| City | COMER |
| State | GA |
| Zip | 30629-6221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | HOUSE/17.80 ACRES |
| Jurisdiction | OGLETHORPE GA |
| Township / Civil Division | VESTA-ENTERPRISE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 960100 |
1408 Sandy Cross Rd is owned and occupied by an individual who bought it in September 2020.
Source: Oglethorpe County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1408 SANDY CROSS RD, COMER, GA 30629-6221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on File |
| Deed Sale | Sep 15, 2020 · Amount on File |
| Deed Document Number | 0000013882 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLETHORPE GA |
| Property Address | 1408 SANDY CROSS RD, COMER, GA 30629-6221 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000140/0000000433 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 0000000140/0000000433 |
| Name | COMMERCIAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLETHORPE GA |
| Property Address | 1408 SANDY CROSS RD, COMER, GA 30629-6221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1408 SANDY CROSS RD |
| Document Number | 0000000160/0000000241 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 0000000160/0000000241 |
| Name | MAGNOLIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 1408 Sandy Cross Rd was $3,442 with a homeowner's exemption.
Source: Oglethorpe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Oglethorpe County |
| Unified School District | Oglethorpe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,442.00 Homeowner's exemption | $176,720 Land $40,440 Building $136,280 | $441,800 Land $101,100 Building $340,700 |
| 2023 | $3,497.00 (-9.22%) Homeowner's exemption | $161,680 (+26.71%) Land $30,640 Building $131,040 | $404,200 (+26.71%) Land $76,600 Building $327,600 |
| 2022 | $3,852.00 Homeowner's exemption Additional exemption filed | $127,600 Land $30,640 Building $96,960 | $319,000 Land $76,600 Building $242,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1408 Sandy Cross Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1408 Sandy Cross Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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