1295 Sandy Cross Rd, Comer, GA 30629 Property Records

Oglethorpe County property record for 1295 Sandy Cross Rd, Comer, GA 30629

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,751 sqft · built 2017
Lot Size	11.9 acres (520,542 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Dec 2004)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089 030A04`

Property Details

APN / Parcel Number

Primary APN	`089 030A04`
Alternative APN	`8794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,751 sqft Heated Area
1st Floor Area	1,088 sqft
2nd Floor Area	425 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	520,542 sqft (11.9 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Deck Area	264 sqft
Stable	1,800 sqft
Storage Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8794
Old Parcel Number	089 030A04
Street Address	1295 SANDY CROSS RD
City	COMER
State	GA
Zip	30629-6233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HOUSE/11.95 ACRES
Jurisdiction	OGLETHORPE GA
Township / Civil Division	VESTA-ENTERPRISE
Census Block Group	2
Census Block	2012
Census Tract	960100

Owner

1295 Sandy Cross Rd is owned and occupied by two individuals who bought it in December 2004.

Source: Oglethorpe County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1295 SANDY CROSS RD, COMER, GA 30629-6233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Deed of Trust, Mortgage FIRST MADISON BANK & TRUST
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2004 · Amount on File
Deed Sale	Dec 31, 2004 · Amount on File
Deed Document Number	000000016I
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	1295 SANDY CROSS RD, COMER, GA 30629-6233
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000078/242
Date	Jul 11, 2017
Book Page	78/242
Instrument	001721

Lender

Name	FIRST MADISON BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2018

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	1295 SANDY CROSS RD, COMER, GA 30629-6233
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000086/534
Date	Jan 26, 2018
Book Page	86/534
Instrument	000141

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1295 Sandy Cross Rd was $3,364 with exemptions applied.

Source: Oglethorpe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Oglethorpe County
Unified School District	Oglethorpe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,364.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$174,160 Land $32,920 Building $141,240	$435,400 Land $82,300 Building $353,100
2023	$3,702.00 (-3.62%) Homeowner's exemption	$164,560 (+29.33%) Land $24,960 Building $139,600	$411,400 (+29.33%) Land $62,400 Building $349,000
2022	$3,841.00 Homeowner's exemption Additional exemption filed	$127,240 Land $24,960 Building $102,280	$318,100 Land $62,400 Building $255,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1295 Sandy Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 Sandy Cross Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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