1407 S Smith Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1407 S Smith Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 919 sqft · built 2003
Lot Size	0.118 acres (5,138 sqft)
Owner	Individual Name on Record
Last Sale	$154,500 (Jun 2018)
Tax Bill	$5,321 (2024)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-21-15-385-020`

Property Details

APN / Parcel Number

Primary APN	`91-21-15-385-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	919 sqft Building Perimeter
1st Floor Area	919 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,138 sqft (0.118 acres)
Garage Type	Detached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	363 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1407 S SMITH RD
City	URBANA
State	IL
Zip	61802-4751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 SAVANNAH GREEN PHASE 4
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SAVANNAH GREEN PHASE 4
Legal Lot Number	117
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	5
Census Block	5015
Census Tract	5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1407 S SMITH RD, URBANA, IL 61802-4751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Apr 23, 2008 · Amount on Record
Deed Document Number	201810294
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 20, 2018
Property Address	1407 S SMITH RD, URBANA, IL 61802-4751
Document Number	0000010294
Map Reference	DOC2003R14300
Instrument Date	Jun 13, 2018
Instrument	2018R10294
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 S SMITH RD, URBANA, IL 61802-4751

Mortgage

Document Number	0000010295
Date	Jun 20, 2018
Instrument	2018R10295

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,930 (+25.94%) Land $8,910 Building $52,020	$182,790 (+25.94%) Land $26,730 Building $156,060
2024	$5,321.00 (+16%)
2022	$4,587.00 Homeowner's exemption	$48,380 Land $7,070 Building $41,310	$145,140 Land $21,210 Building $123,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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