1408 Phillips Ave, New Bern, NC 28562 Property Records

Craven County property record for 1408 Phillips Ave, New Bern, NC 28562 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1961
Lot Size	0.361 acres (15,745 sqft)
Owner	Individual Name on File
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Feb 2007 Line of Credit Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8-030-061`

Property Details

APN / Parcel Number

Primary APN	`8-030-061`
Alternative APNs	`2450700` `104353` `135708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,745 sqft (0.361 acres)
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	135708
Street Address	1408 PHILLIPS AVE
City	NEW BERN
State	NC
Zip	28562-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 OAKLAND GARDENS
Legal Subdivision	OAKLAND GARDENS
Legal Lot Number	24
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	3
Census Block	3021
Census Tract	960600

Owner

Source: Craven County records · APN 8-030-061

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1408 PHILLIPS AVE, NEW BERN, NC 28562-2807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2007	Deed of Trust, Mortgage · Line of Credit RBC CENTURA BANK
Jun 10, 2026	Deed, Transfer · FHA Mortgage LOWER LLC
Aug 01, 2023	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 27, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2026
Deed Sale	Jun 10, 2026
Prior Sale	Aug 01, 2023 · Amount on Record
Deed Document Number	202610157422
Deed Book / Page	3883 / 1822
Record Updated	Sep 20, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1408 PHILLIPS AVE, NEW BERN, NC 28562-2807
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02568/0332
Date	Feb 23, 2007
Book Page	2568/0332

Lender

Name	RBC CENTURA BANK
Type	Bank
Address	ROCKY MOUNT, NC 27802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 22, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 10, 2026
Property Address	1408 PHILLIPS AVE, NEW BERN, NC 28562-2807
Document Number	0010157422
Book / Page	3883 / 1822
Instrument Date	Jun 10, 2026
Instrument	202610157422
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 PHILLIPS AVE, NEW BERN, NC 28562-2807

Mortgage

Document Number	0010157423,
Date	Jun 10, 2026
Instrument	202610157423

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jul 01, 2066

Interest

Rate	6.3%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 01, 2023
Property Address	1408 PHILLIPS AVE, NEW BERN, NC 28562-2807
Document Number	03771/1257
Book / Page	3771 / 1257
Map Reference	MB 7 PG 45
Instrument Date	Jul 19, 2023
Instrument	10115545
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1546 DELAWARE AVE, WEST SACRAMENTO, CA 95691-3957

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1408 PHILLIPS AVE, NEW BERN, NC 28562-2807

Mortgage

Document Number	0037711260
Date	Aug 01, 2023
Instrument	3771/1260

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 27, 2022
Property Address	1408 PHILLIPS AVE, NEW BERN, NC 28562-2807
Document Number	03727/1479
Book / Page	3727 / 1479
Map Reference	MB 7 PG 45
Instrument Date	May 26, 2022
Instrument	10097667
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6220 MANAFORD CIR, 6220, GLEN ALLEN, VA 23059-7031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 PHILLIPS AVE, NEW BERN, NC 28562-2807

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,645.00 (+1.92%)	$188,460 (-) Land $32,000 Building $156,460	$188,460 (-) Land $32,000 Building $156,460
2023	$1,614.00 (+47.94%)	$188,460 (+90.44%) Land $32,000 Building $156,460	$188,460 (+90.44%) Land $32,000 Building $156,460
2022	$1,091.00	$98,960 Land $25,000 Building $73,960
2018			$98,960 Land $25,000 Building $73,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499606003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 141 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	263 (1979–2018)
Claims Outside the SFHA	8 of 263
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 76 claims Hurricane Irene, Aug 2011 · 72 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 53 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Brightspeed	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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