Craven County property record for 1406 Phillips Ave, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 1960 |
| Lot Size | 0.352 acres (15,343 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jun 2023) |
| Tax Bill | $1,548 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-030-060 |
| Primary APN | 8-030-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,343 sqft (0.352 acres) |
| Storage Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 135324 |
|---|---|
| Street Address | 1406 PHILLIPS AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28562-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR15 |
| Legal Description | 23 OAKLAND GARDENS |
| Legal Subdivision | OAKLAND GARDENS |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 960600 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1406 PHILLIPS AVE, NEW BERN, NC 28562-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 28, 2023 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on Record |
| Deed Sale | Jun 28, 2023 · Amount on Record |
| Prior Sale | Jul 11, 2014 · Amount on Record |
| Deed Document Number | 202310114189 |
| Deed Book / Page | 3768 / 293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 1406 PHILLIPS AVE, NEW BERN, NC 28562-2807 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1406 PHILLIPS AVE, NEW BERN, NC 28562-2807 |
| Document Number | 03862/1664 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 3862/1664 |
| Instrument | 10149921 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 28, 2023 |
| Property Address | 1406 PHILLIPS AVE, NEW BERN, NC 28562-2807 |
| Document Number | 003768/293 |
| Book / Page | 3768 / 293 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 10114189 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8444 SOUTHERN SPRINGS DR, INDIANAPOLIS, IN 46237-8402 |
| Name | Verified Name |
|---|---|
| Address | 1406 PHILLIPS AVE, NEW BERN, NC 28562-2807 |
| Document Number | 0003768296 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 3768/296 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,548.00 (+3.41%) | $170,740 (-) Land $32,000 Building $138,740 | $170,740 (-) Land $32,000 Building $138,740 |
| 2025 | $1,497.00 (+14.8%) | $170,740 (+13.13%) Land $32,000 Building $138,740 | $170,740 (+13.13%) Land $32,000 Building $138,740 |
| 2023 | $1,304.00 (+19.41%) | $150,930 (+52.3%) Land $32,000 Building $118,930 | $150,930 (+52.3%) Land $32,000 Building $118,930 |
| 2022 | $1,092.00 | $99,100 Land $25,000 Building $74,100 | |
| 2018 | $99,100 Land $25,000 Building $74,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 141 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 141 in force |
| Nearby Flood Claims | 263 (1979–2018) |
| Claims Outside the SFHA | 8 of 263 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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