Mobile County property record for 1408 Oak Tree Ct, Mobile, AL 36609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,809 sqft · built 1977 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $265,500 (Dec 2025) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R022808273000083 |
| Primary APN | R022808273000083 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,809 sqft Living Area |
| 1st Floor Area | 2,809 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 69 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 580259 |
|---|---|
| Street Address | 1408 OAK TREE CT |
| City | MOBILE |
| State | AL |
| Zip | 36609-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 REGENCY OAKS UNIT 1 MBK 26/52 #SEC 27 T4S R2W #MP28 08 27 3 000 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 27 |
| Legal Subdivision | REGENCY OAKS |
| Legal Lot Number | 17 |
| Legal Unit | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3707 |
Source: Mobile County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1408 OAK TREE CT, MOBILE, AL 36609-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Dec 11, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Mar 17, 1998 · Amount on Record |
| Deed Document Number | 202572918 |
| Prior Transfer Date | Dec 10, 2025 |
| Prior Transfer Doc | 0000072918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 12, 2026 |
| Property Address | 1408 OAK TREE CT, MOBILE, AL 36609-2205 |
| Document Number | 0000026654 |
| Instrument Date | May 1, 2026 |
| Instrument | 202626654 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1408 OAK TREE CT, MOBILE, AL 36609-2205 |
| Document Number | 0000026654, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 202626654 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 11, 2025 |
| Property Address | 1408 OAK TREE CT, MOBILE, AL 36609-2205 |
| Document Number | 0000072918 |
| Map Reference | MB 26 PG 52 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2025072918 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1408 OAK TREE CT, MOBILE, AL 36609-2205 |
| Name | Verified Name |
|---|---|
| Address | 1408 OAK TREE CT, MOBILE, AL 36609-2205 |
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 (+7.23%) Homeowner's exemption | $26,540 (+8.68%) Land $5,000 Building $21,540 | $265,400 (+8.68%) Land $50,000 Building $215,400 |
| 2024 | $1,493.00 (+6.34%) Homeowner's exemption | $24,420 (+6.17%) Land $5,000 Building $19,420 | $244,200 (+6.17%) Land $50,000 Building $194,200 |
| 2023 | $1,404.00 Homeowner's exemption | $23,000 Land $5,000 Building $18,000 | $230,000 Land $50,000 Building $180,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 30 (1979–2020) |
| Claims Outside the SFHA | 25 of 30 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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