Mobile County property record for 1405 Oak Tree Ct, Mobile, AL 36609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,890 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $256,000 (Jan 2015) |
| Tax Bill | $2,061 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022808273000079 |
| Primary APN | R022808273000079 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,890 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Upper Floors Area | 1,200 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1480169 |
|---|---|
| Street Address | 1405 OAK TREE CT |
| City | MOBILE |
| State | AL |
| Zip | 36609-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 REGENCY OAKS UNIT 1 MBK 26 P 52 #SEC 27 T5S R3W #MP28 08 27 3 000 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 27 |
| Legal Subdivision | REGENCY OAKS |
| Legal Lot Number | 21 |
| Legal Unit | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3707 |
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 OAK TREE CT, MOBILE, AL 36609-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 20, 2018 | Warranty Deed, Transfer · Conventional with PMI TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2015 · Amount on Record |
| Deed Sale | Jan 8, 2015 · Amount on Record |
| Prior Sale | Oct 14, 2005 · Amount on Record |
| Deed Document Number | 20151138 |
| Deed Book / Page | 7222 / 140 |
| Prior Transfer Date | Dec 21, 1999 |
| Prior Transfer Doc | 0000092909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1405 OAK TREE CT, MOBILE, AL 36609-2205 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018634 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021018634 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 20, 2018 |
| Property Address | 1405 OAK TREE CT, MOBILE, AL 36609-2205 |
| Document Number | 0000022142 |
| Book / Page | 007627 / 001030 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 22142 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | SECURITY LAND TITLE INC, SURETY LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1405 OAK TREE CT MOBILE AL 366092205, MOBILE, AL 36609-2205 |
| Document Number | 22143 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 007627/001032 |
| Instrument | 22143 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,061.00 (+7.23%) Homeowner's exemption | $33,690 (+8.08%) Land $5,000 Building $28,690 | $336,900 (+8.08%) Land $50,000 Building $286,900 |
| 2024 | $1,922.00 (+7.55%) Homeowner's exemption | $31,170 (+7.33%) Land $5,000 Building $26,170 | $311,700 (+7.33%) Land $50,000 Building $261,700 |
| 2023 | $1,787.00 Homeowner's exemption | $29,040 Land $5,000 Building $24,040 | $290,400 Land $50,000 Building $240,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 30 (1979–2020) |
| Claims Outside the SFHA | 25 of 30 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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