1408 N James St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 1408 N James St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,352 sqft · built 1930
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$201,000 (Nov 2020)
Tax Bill$2,245 (2026)
Deeds & MortgagesNov 2020 Sale
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN301301 223.016-4-28

Property Details

APN / Parcel Number

Primary APN301301 223.016-4-28
Alternative APNs
  • 130122301600040280000000
  • 301301 223.016-0004-028
  • 56250 07

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,352 sqft Living Area
1st Floor Area676 sqft
2nd Floor Area676 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Width50 ft Width
Garage TypeDetached
Garage Area486 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area254 sqft
PorchSlab
Porch Area259 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number56250 07
Street Address1408 N JAMES ST
CityROME
StateNY
Zip13440-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionH&L#5 50X140
Legal Block4
Legal Lot Number28.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1022
Census Tract22200

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1408 N JAMES ST, ROME, NY 13440-2821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Warranty Deed, Transfer
ATTORNEY ONLY
May 25, 2017Deed of Trust, Mortgage · Line of Credit
ROME CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2020 · Amount on Record
Deed SaleNov 10, 2020 · Amount on Record
Deed Document Number202015582
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateNov 10, 2020
Property Address1408 N JAMES ST, ROME, NY 13440-2821
Document Number0000015582
Instrument DateOct 16, 2020
Instrument15582
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$804.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 MAIN ST #414 UTICA NY 135011224, 414, UTICA, NY 13501-1224

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address1408 N JAMES ST, ROME, NY 13440-2821
Document Number0000008343
Instrument DateMay 25, 2017
Transaction TypeMortgage
Record UpdatedJun 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 N JAMES ST ROME NY 134402821, ROME, NY 13440-2821

Mortgage

Document Number0000008343
DateJun 9, 2017
Instrument8343
Lender
NameROME CU
TypeCredit Union
AddressROME, NY 13440
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,245.00
2025$47,800 (-) Land $15,600 Building $32,200$112,471 (+6.78%) Land $36,706 Building $75,765
2023$47,800 (-) Land $15,600 Building $32,200$105,333 (+17.92%) Land $34,376 Building $70,957
2022$3,696.00$47,800 Land $15,600 Building $32,200$89,329 Land $29,153 Building $60,176

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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