1407 N James St, #9, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 1407 N James St, #9, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,725 sqft · built 1944
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Aug 2025)
Tax Bill$5,878 (2024)
Deeds & MortgagesMar 2022 Mortgage
Aug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301301 223.016-4-23

Property Details

APN / Parcel Number

Primary APN301301 223.016-4-23
Alternative APNs
  • 130122301600040230000000
  • 301301 223.016-0004-023
  • 45690 07

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,725 sqft Living Area
1st Floor Area1,725 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Width105 ft Width
Garage TypeMixed
Garage Area686 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area384 sqft
Patio Area540 sqft
Shed1 Shed
Shed Area264 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number45690 07
Street Address1407 N JAMES ST, 9
CityROME
StateNY
Zip13440-2820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionH&L 104X140
Legal Block4
Legal Lot Number23.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1011
Census Tract22200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Rome Residential Historic District
listed 2025 · 1,199 contributing resources · NRIS 100011346

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1407 N James St, #9 is owned and occupied by two individuals who bought it in August 2025.

Source: Oneida County and Rome City records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address602 E GARDEN ST, ROME, NY 13440-5306
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 14, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2025 · Amount on File
Deed SaleAug 14, 2025 · Amount on File
Prior SaleMay 2, 2003 · Amount on File
Deed Document Number202510034
Prior Transfer DateNov 9, 2007
Prior Transfer Doc2007023534
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address1407 N JAMES ST # 09, 09, ROME, NY 13440-2820
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004953
DateMar 30, 2022
Instrument2022-004953
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateAug 14, 2025
Property Address1407 N JAMES ST # 09, 09, ROME, NY 13440-2820
Document Number0000010034
Instrument DateAug 12, 2025
Instrument2025-010034
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address602 E GARDEN ST, ROME, NY 13440-5306
InvestorPossibly a Property Investor

Mortgage

Document Number0000010035
DateAug 14, 2025
Instrument2025-010035
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption$86,600 (-) Land $19,000 Building $67,600$203,765 (+6.75%) Land $44,706 Building $159,059
2024$5,878.00$86,600 (-) Land $19,000 Building $67,600$190,875 (+0.02%) Land $41,878 Building $148,997
2023$86,600 (-) Land $19,000 Building $67,600$190,833 (+17.92%) Land $41,869 Building $148,964
2022$5,170.00 Homeowner's exemption Disabled Person's exemption$86,600 Land $19,000 Building $67,600$161,839 Land $35,507 Building $126,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1407 N James St, #9 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 N James St, #9 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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