Bell County property record for 1408 N 12th St, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 1,164 sqft · built 2002 |
| Lot Size | 0.173 acres (7,544 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $889 (2025) |
| Deeds & Mortgages | Jan 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0830100045 |
| Primary APN | 0830100045 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,164 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 7,544 sqft (0.173 acres) |
| Lot Dimensions | 107 ft deep x 71 ft wide |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Street Address | 1408 N 12TH ST |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NUGENT VILLAGE ADDITION, BLOCK 001, LOT 0016 |
| Legal Subdivision | NUGENT VILLAGE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20500 |
Source: Bell County records · APN 0830100045
Assessment roll updated February 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1408 N 12TH ST, TEMPLE, TX 76501-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1408 N 12TH ST, TEMPLE, TX 76501-2600 |
| Document Number | 0000011172 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1408 N 12TH ST TEMPLE TX 765012600, TEMPLE, TX 76501-2600 |
| Document Number | 0000011172 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 010776/000379 |
| Instrument | 11172 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 21, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889.00 (+0.45%) | $140,748 (-21.89%) | $191,580 (+6.32%) Land $22,329 Building $169,251 |
| 2023 | $885.00 (-44.83%) Homeowner's exemption Senior Citizen's exemption | $180,187 Land $20,518 Building $159,669 | $180,187 Land $20,518 Building $159,669 |
| 2022 | $1,604.00 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 109 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TEMPLE serves 94,935 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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