1318 N 12th St, Temple, TX 76501 Property Records

Bell County property record for 1318 N 12th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,058 sqft · built 1996
Lot Size	0.114 acres (5,001 sqft)
Owner	Individual Name on File
Tax Bill	$1,774 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0088295074`

Property Details

APN / Parcel Number

Primary APN	`0088295074`
Alternative APNs	`805260` `91258`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Canopy	60 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	805260
Street Address	1318 N 12TH ST
City	TEMPLE
State	TX
Zip	76501-2679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	NORTH HILLS SUBDIVISION FIRST EXT, BLOCK 002, LOT 0009
Legal Subdivision	NORTH HILLS SUBDIVISION FIRST EXT
Legal Block	2
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2027
Census Tract	20500

Owner

1318 N 12th St is owned and occupied by an individual who acquired it in November 2020.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1318 N 12TH ST, TEMPLE, TX 76501-2679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage SOUTHEAST TX HSNG FIN
Nov 20, 2020	Vendor's Lien, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020
Deed Sale	Nov 20, 2020
Deed Document Number	2020-00064496
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1318 N 12TH ST, TEMPLE, TX 76501-2679
Document Number	0000071007
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 N 12TH ST TEMPLE TX 765012679, TEMPLE, TX 76501-2679

Mortgage

Document Number	0000071007
Date	Dec 21, 2020
Instrument	71007

Lender

Name	SOUTHEAST TX HSNG FIN
Address	HOUSTON, TX 77089

Agreement

Amount	Amount on Record
Term	36 Months
Due	Dec 20, 2023

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 20, 2020
Property Address	1318 N 12TH ST, TEMPLE, TX 76501-2679
Document Number	0000064496
Map Reference	CAB A SL 344-A
Instrument Date	Nov 19, 2020
Instrument	2020-00064496
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 N 12TH ST, TEMPLE, TX 76501-2679

Mortgage

Document Number	0000064497
Date	Nov 20, 2020
Instrument	2020-00064497

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0000064498
Date	Nov 20, 2020
Instrument	2020-00064498

Lender

Name	SOUTHEAST TEXAS HOUSING FINANCE CORP
Address	HOUSTON, TX 77089

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,774.00 (-23.1%) Homeowner's exemption	$169,802 Land $15,000 Building $154,802	$169,802 Land $15,000 Building $154,802
2022	$2,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 N 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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