Orange County property record for 1408 Montclair Rd, Orlando, FL 32812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,523 sqft · built 1959 |
| Lot Size | 0.188 acres (8,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $276,700 (Apr 2020) |
| Tax Bill | $2,392 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-22-30-5084-02-140 |
| Primary APN | 32-22-30-5084-02-140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,523 sqft Living Area |
| Gross Area | 2,248 sqft |
| 1st Floor Area | 1,202 sqft |
| Utility Area | 96 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,188 sqft (0.188 acres) |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1408 MONTCLAIR RD |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32812-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A/AN |
| Legal Description | LILAC TERRACE W/30 LOT 14 BLK B |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 32 |
| Legal Subdivision | LILAC TERRACE |
| Legal Tract | 5084 |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 13300 |
1408 Montclair Rd is owned and occupied by an individual who bought it in April 2020.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1408 MONTCLAIR RD, ORLANDO, FL 32812-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Apr 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage POINT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on File |
| Deed Sale | Apr 27, 2020 · Amount on File |
| Prior Sale | Jun 14, 2012 · Amount on File |
| Deed Document Number | 2020254252 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1408 MONTCLAIR RD, ORLANDO, FL 32812-2719 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1408 MONTCLAIR RD, ORLANDO, FL 32812-2719 |
| Document Number | 0000132566 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 20230132566 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Mar 7, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 27, 2020 |
| Property Address | 1408 MONTCLAIR RD, ORLANDO, FL 32812-2719 |
| Document Number | 0000254252 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 254252 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2020 |
| Title Company | INNOVATIVE TITLE SERVICES INC, INNOVATIVE TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,937.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1408 MONTCLAIR RD ORLANDO FL 328122719, ORLANDO, FL 32812-2719 |
| Document Number | 254253 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 254253 |
| Name | POINT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2050 |
The 2025 property tax bill for 1408 Montclair Rd was $2,392, up 5.1% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,550 (+2.7%) | $330,730 (-2.84%) Land $110,000 Building $220,730 | |
| 2025 | $2,392.00 (+5.14%) Homeowner's exemption Widower's exemption | $167,040 | $340,390 Land $110,000 Building $230,390 |
| 2024 | $2,275.00 (+6.46%) | ||
| 2023 | $2,137.00 (-0.23%) Homeowner's exemption Widower's exemption | $157,604 (+3%) | $317,782 (+9.72%) Land $110,000 Building $207,782 |
| 2022 | $2,142.00 Homeowner's exemption Widower's exemption | $153,014 | $289,641 Land $110,000 Building $179,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1408 Montclair Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1408 Montclair Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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