Orange County property record for 1406 Montclair Rd, Orlando, FL 32812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,346 sqft · built 1960 |
| Lot Size | 0.188 acres (8,188 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jan 2017) |
| Tax Bill | $3,831 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-22-30-5084-02-130 |
| Primary APN | 32-22-30-5084-02-130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 2,095 sqft |
| 1st Floor Area | 1,346 sqft |
| Utility Area | 70 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 8,188 sqft (0.188 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1406 MONTCLAIR RD |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32812-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A/AN |
| Legal Description | LILAC TERRACE W/30 LOT 13 BLK B |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 32 |
| Legal Subdivision | LILAC TERRACE |
| Legal Tract | 5084 |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 13300 |
1406 Montclair Rd is owned and occupied by two individuals who bought it in January 2017.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1406 MONTCLAIR RD, ORLANDO, FL 32812-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG |
| Jan 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2017 · Amount on File |
| Deed Sale | Jan 23, 2017 · Amount on File |
| Prior Sale | Aug 30, 2016 · Amount on File |
| Deed Document Number | 201740769 |
| Prior Transfer Date | May 31, 2016 |
| Prior Transfer Doc | 0000283851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1406 MONTCLAIR RD, ORLANDO, FL 32812-2719 |
| Document Number | 0000350170 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1406 MONTCLAIR RD ORLANDO FL 328122719, ORLANDO, FL 32812-2719 |
| Document Number | 0000350170 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 350170 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 23, 2017 |
| Property Address | 1406 MONTCLAIR RD, ORLANDO, FL 32812-2719 |
| Document Number | 0000040769 |
| Map Reference | MB W PG 30 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 20170040769 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | OMEGA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1511 DUNSANY AVE, 1511, ORLANDO, FL 32806-1769 |
| Name | Verified Name |
|---|---|
| Address | 1406 MONTCLAIR RD, ORLANDO, FL 32812-2719 |
| Document Number | 0000040770 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 20170040770 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 1406 Montclair Rd was $3,831, up 4.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,099 (+2.7%) | $373,240 (-1.28%) Land $110,000 Building $263,240 | |
| 2025 | $3,831.00 (+4.19%) Homeowner's exemption | $241,576 | $378,080 Land $110,000 Building $268,080 |
| 2024 | $3,677.00 (+5.15%) | ||
| 2023 | $3,497.00 (+3.22%) Homeowner's exemption | $227,930 (+3%) | $346,676 (+12.07%) Land $110,000 Building $236,676 |
| 2022 | $3,388.00 Homeowner's exemption | $221,291 | $309,328 Land $110,000 Building $199,328 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 Montclair Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1406 Montclair Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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