1408 McCrea Dr, Lutz, FL 33549 Property Records

Hillsborough County property record for 1408 McCrea Dr, Lutz, FL 33549

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,619 sqft · built 2003
Lot Size0.334 acres (14,550 sqft)
Owner2 Individual Names on File
Last Sale$293,800 (May 2018)
Tax Bill$5,913 (2025)
Deeds & MortgagesAug 2019 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN034145-4486

Property Details

APN / Parcel Number

Primary APN034145-4486
Alternative APN
  • U3027195RP000001000180

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,619 sqft Living Area
Gross Area3,729 sqft
1st Floor Area2,619 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,550 sqft (0.334 acres)
Lot Dimensions194 ft deep x 75 ft wide
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area472 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0341454486
Street Address1408 MCCREA DR
CityLUTZ
StateFL
Zip33549-3580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionWYNDGATE LOT 18 BLOCK 1
Legal Range19E
Legal Township27S
Legal Section30
Legal SubdivisionWYNDGATE
Legal Tract5RP
Legal Block1
Legal Lot Number18
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1002
Census Tract11003

Owner

1408 McCrea Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address1408 MCCREA DR, LUTZ, FL 33549-3580
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2019Deed of Trust, Mortgage · FHA Mortgage
E MORTGAGE MANAGEMENT LLC
Aug 31, 2020Deed of Trust, Mortgage · Conventional with PMI
E MTG MGMT
May 30, 2018Warranty Deed, Transfer · FHA Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2018 · Amount on File
Deed SaleMay 30, 2018 · Amount on File
Prior SaleApr 21, 2009 · Amount on File
Deed Document Number2018212727
Deed Book / Page25801 / 832
Prior Transfer DateApr 17, 2009
Prior Transfer Doc0000128965
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1408 MCCREA DR, LUTZ, FL 33549-3580
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0268821246
DateAug 20, 2019
Book Page26882/1246
Instrument2019358457
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1408 MCCREA DR, LUTZ, FL 33549-3580
Document Number0000388225
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1408 MCCREA DR LUTZ FL 335493580, LUTZ, FL 33549-3580

Mortgage

Document Number0000388225
DateSep 21, 2020
Instrument388225
Lender
NameE MTG MGMT
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 20, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 30, 2018
Property Address1408 MCCREA DR, LUTZ, FL 33549-3580
Document Number0000212727
Book / Page25801 / 0832
Map ReferenceMB 90 PG 6-1-6-11
Instrument DateMay 25, 2018
Instrument2018212727
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyBROKERS TITLE OF TAMPA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,054.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1729 W LAS OLAS BLVD, 1729, FORT LAUDERDALE, FL 33312-7518

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 341042, TAMPA, FL 33694-1042

Mortgage

Document Number0000212728
DateMay 30, 2018
Instrument2018212728
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1408 McCrea Dr was $5,913 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,461 (+2.7%)$474,990 (-1.14%) Land $125,712 Building $349,278
2025$5,913.00 Homeowner's exemption$330,537$480,483 Land $125,712 Building $354,771
2023$5,258.00 (+4.35%) Homeowner's exemption$311,866 (+3%)$461,074 (+2.23%) Land $111,744 Building $349,330
2022$5,039.00 Homeowner's exemption$302,783$451,030 Land $97,776 Building $353,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 McCrea Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1997–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 McCrea Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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