Hillsborough County property record for 1405 McCrea Dr, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,060 sqft · built 2003 |
| Lot Size | 0.388 acres (16,912 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $184,900 (Jan 2003) |
| Tax Bill | $5,721 (2025) |
| Deeds & Mortgages | Nov 2018 Loan Modification Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 034145-4474 |
| Primary APN | 034145-4474 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| Gross Area | 2,758 sqft |
| 1st Floor Area | 2,060 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,912 sqft (0.388 acres) |
| Lot Dimensions | 192 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0341454474 |
|---|---|
| Street Address | 1405 MCCREA DR |
| City | LUTZ |
| State | FL |
| Zip | 33549-3581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | WYNDGATE LOT 12 BLOCK 1 |
| Legal Range | 19E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | WYNDGATE |
| Legal Tract | 5RP |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11003 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 MCCREA DR, LUTZ, FL 33549-3581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Oct 17, 2018 | Loan Modification, Mortgage · Conventional Mortgage SPECIALIZED LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2003 · Amount on Record |
| Deed Sale | Jan 23, 2003 · Amount on Record |
| Deed Document Number | 200327685 |
| Deed Book / Page | 12295 / 1581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1405 MCCREA DR, LUTZ, FL 33549-3581 |
| Document Number | 0232831407 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1405 MCCREA DR LUTZ FL 335493581, LUTZ, FL 33549-3581 |
| Document Number | 0232831407 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 023283/001407 |
| Instrument | 507690 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 18, 2058 |
| Rate | 1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1405 MCCREA DR, LUTZ, FL 33549-3581 |
| Document Number | 0262390359 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1405 MCCREA DR LUTZ FL 335493581, LUTZ, FL 33549-3581 |
| Document Number | 0262390359 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 026239/000359 |
| Instrument | 480396 |
| Name | SPECIALIZED LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | HIGHLANDS RANCH, CO 80129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 29, 2058 |
| Rate | 5.25% |
|---|
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,463 (+0.28%) | $408,324 (-1.08%) Land $126,009 Building $282,315 | |
| 2025 | $5,721.00 (+17.72%) Homeowner's exemption | $322,554 (+5.14%) | $412,779 (+4.67%) Land $126,009 Building $286,770 |
| 2023 | $4,860.00 (+7.36%) Homeowner's exemption | $306,789 (+2.76%) | $394,372 (+2.63%) Land $112,008 Building $282,364 |
| 2022 | $4,527.00 Homeowner's exemption | $298,552 | $384,283 Land $98,007 Building $286,276 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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