1408 Ketch Ln, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1408 Ketch Ln, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,197 sqft · built 1991
Lot Size	0.253 acres (11,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,042 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`988414238648`

Property Details

APN / Parcel Number

Primary APN	`988414238648`
Alternative APN	`003589000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,197 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,000 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988414238648
Street Address	1408 KETCH LN
City	KILL DEVIL HILLS
State	NC
Zip	27948-9332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 134 BLK: SEC: 2 PL: A SL: 217
Legal Subdivision	LANDING
Legal Lot Number	134
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4010
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1408 KETCH LN, KILL DEVIL HILLS, NC 27948-9332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 20, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Feb 10, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1408 KETCH LN, KILL DEVIL HILLS, NC 27948-9332
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 KETCH LN, KILL DEVIL HILLS, NC 27948-9332

Mortgage

Document Number	002836/350
Date	Feb 24, 2026
Book Page	2836/350
Instrument	700157207

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1408 KETCH LN, KILL DEVIL HILLS, NC 27948-9332
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002680/138
Date	May 11, 2023
Book Page	2680/138
Instrument	700129304

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1408 KETCH LN, KILL DEVIL HILLS, NC 27948-9332
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002574/374
Date	Dec 15, 2021
Book Page	2574/374
Instrument	700110513

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1408 KETCH LN, KILL DEVIL HILLS, NC 27948-9332
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2504/655
Date	May 12, 2021
Book Page	2504/655
Instrument	700098799

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1408 KETCH LN, KILL DEVIL HILLS, NC 27948-9332
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002250/0000000020
Date	Jul 20, 2018
Book Page	0000002250/0000000020
Instrument	000700054774

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1408 KETCH LN, KILL DEVIL HILLS, NC 27948-9332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002250/0000000001
Date	Jul 20, 2018
Book Page	0000002250/0000000001
Instrument	000700054773

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Type Change Date	Aug 1, 2028
Index	1-Year CMT

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 10, 2017
Property Address	1408 KETCH LN, KILL DEVIL HILLS, NC 27948-9332
Document Number	2149/868
Book / Page	2149 / 868
Instrument Date	Feb 10, 2017
Instrument	700035610
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1072 SAW PEN POINT TRL, 1072, VIRGINIA BEACH, VA 23455-5638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 KETCH LN, KILL DEVIL HILLS, NC 27948-9332

Mortgage

Document Number	2149/871
Date	Feb 10, 2017
Book Page	2149/871
Instrument	700035611

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,042.00	$560,100 (-) Land $184,000 Building $376,100	$560,100 (-) Land $184,000 Building $376,100
2025	$3,042.00 (+8.29%)	$560,100 (+50.61%) Land $184,000 Building $376,100
2023	$2,809.00	$371,900 Land $92,000 Building $279,900
2020			$560,100 Land $184,000 Building $376,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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