1403 Ketch Ln, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1403 Ketch Ln, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,966 sqft · built 2013
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$2,745,000 (Sep 2022)
Tax Bill	$3,185 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`988414332725`

Property Details

APN / Parcel Number

Primary APN	`988414332725`
Alternative APN	`003592000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,966 sqft Finished Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988414332725
Street Address	1403 KETCH LN
City	KILL DEVIL HILLS
State	NC
Zip	27948-8433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 137 BLK: SEC: 2 PL: A SL: 217
Legal Subdivision	LANDING
Legal Lot Number	137
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4006
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 KETCH LN, KILL DEVIL HILLS, NC 27948-8433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jun 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	May 7, 2014 · Amount on Record
Deed Document Number	2022700122240
Deed Book / Page	2641 / 831
Prior Transfer Date	Jun 17, 2016
Prior Transfer Doc	2105/702
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Sep 1, 2022
Property Address	1403 KETCH LN, KILL DEVIL HILLS, NC 27948-8433
Document Number	002641/831
Book / Page	2641 / 831
Map Reference	CAB A SL 217&218
Instrument Date	Aug 18, 2022
Instrument	700122240
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,098.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1407 KETCH LN, 1407, KILL DEVIL HILLS, NC 27948-8433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1403 KETCH LN, KILL DEVIL HILLS, NC 27948-8433

Mortgage

Document Number	0700122241
Date	Sep 1, 2022
Instrument	700122241

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Jun 9, 2022
Property Address	1403 KETCH LN, KILL DEVIL HILLS, NC 27948-8433
Document Number	002625/391
Book / Page	2625 / 391
Map Reference	CAB A SL 217&218
Instrument Date	Jun 9, 2022
Instrument	700119243
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1407 KETCH LN, 1407, KILL DEVIL HILLS, NC 27948-8433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 KETCH LN, KILL DEVIL HILLS, NC 27948-8433

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,185.00	$586,500 (-) Land $180,000 Building $406,500	$586,500 (-) Land $180,000 Building $406,500
2025	$3,185.00 (+13.06%)	$586,500 (+57.28%) Land $180,000 Building $406,500
2023	$2,817.00	$372,900 Land $90,000 Building $282,900
2020			$586,500 Land $180,000 Building $406,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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