1408 Joy Ave, Jackson, MI 49203 Property Records

Jackson County property record for 1408 Joy Ave, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1930
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individuals on Record
Last Sale	$79,000 (Aug 2021)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-067800000`

Property Details

APN / Parcel Number

Primary APN	`6-067800000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,372 sqft Living Area
1st Floor Area	784 sqft
Basement Area	992 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	125 ft deep x 66 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1408 JOY AVE
City	JACKSON
State	MI
Zip	49203-1995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 12 BLK 2 THE KIRTLAND ADD
Legal Subdivision	THE KIRTLAND ADD
Legal Block	2
Legal Lot Number	12
Legal Unit	12
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2004
Census Tract	1200

Owner

Source: Jackson County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1408 JOY AVE, JACKSON, MI 49203-1995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Jul 31, 2014 · Amount on Record
Deed Document Number	20212892493
Deed Book / Page	2194 / 1103
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 26, 2021
Property Address	1408 JOY AVE, JACKSON, MI 49203-1995
Document Number	0002892493
Book / Page	2194 / 1103
Map Reference	LB 4 PGH 20
Instrument Date	Aug 23, 2021
Instrument	2892493
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$679.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1408 JOY AVE, 1408, JACKSON, MI 49203-1995

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 S BROWN ST APT 6B, 6B, JACKSON, MI 49203-2762

Mortgage

Document Number	0021941104
Date	Aug 26, 2021
Instrument	2194-1104

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1408 JOY AVE, JACKSON, MI 49203-1995
Document Number	0002863822
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 JOY AVE JACKSON MI 492031995, JACKSON, MI 49203-1995

Mortgage

Document Number	0002863822
Date	Nov 2, 2020
Book Page	002172/001033
Instrument	2863822

Lender

Name	THE HUNTINGTON NATIONAL BANK THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,400 (+15.34%)	$124,800 (+15.34%)
2025	$1,731.00 (-16.82%)	$54,100 (+37.66%)	$108,200 (+37.66%)
2024	$2,081.00 (+1.31%)
2023		$39,300	$78,600
2022	$2,054.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (2009–2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Mercury Fiber, Verizon.

Nearby Properties on Joy Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures