1427 Joy Ave, Jackson, MI 49203 Property Records

Jackson County property record for 1427 Joy Ave, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,400 sqft · built 1900
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-070500000`

Property Details

APN / Parcel Number

Primary APN	`6-070500000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,400 sqft Living Area
1st Floor Area	908 sqft
Basement Area	656 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1427 JOY AVE
City	JACKSON
State	MI
Zip	49203-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 23 BLK 3 & A STRIP OF LAND 6 FT N&S & 53 FT E&W ADJ SD LOT ON S FORMERLY PLATTED A ALLEY NOW VACATED THE KIRTLAND
Legal Subdivision	KIRTLAND ADDITION
Legal Block	3
Legal Lot Number	23
Legal Unit	23
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2041
Census Tract	1200

Owner

Source: Jackson County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1427 JOY AVE, JACKSON, MI 49203-1932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · FHA Mortgage MEMBER FIRST MORTGAGE LLC
May 1, 2023	Warranty Deed, Transfer NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO
Nov 23, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 29, 2016
Transfer Doc	0002735322
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 16, 2024
Property Address	1427 JOY AVE, JACKSON, MI 49203-1932
Document Number	0002951457
Book / Page	2240 / 266
Map Reference	LB 4 PG 20
Instrument Date	Jan 4, 2024
Instrument	2951457
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2198 FOREST PARK DR, JACKSON, MI 49201-8113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 WALNUT ST, BROOKLYN, MI 49230-9234

Mortgage

Document Number	0002951458
Date	Jan 16, 2024
Instrument	2951458

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	May 1, 2023
Property Address	1427 JOY AVE, JACKSON, MI 49203-1932
Document Number	0002937427
Book / Page	2229 / 536
Map Reference	LB 4 PG 20
Instrument Date	Apr 21, 2023
Instrument	2937427
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Tax	$157.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3847 CORAL TREE CIR, COCONUT CREEK, FL 33073-4435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2198 FOREST PARK DR, JACKSON, MI 49201-8113
Investor	Possibly a Property Investor

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 23, 2022
Property Address	1427 JOY AVE, JACKSON, MI 49203-1932
Document Number	0002927615
Book / Page	2221 / 1124
Instrument Date	Nov 22, 2022
Instrument	2927615
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 W MICHIGAN AVE, JACKSON, MI 49201-1338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3847 CORAL TREE CIR, COCONUT CREEK, FL 33073-4435

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,700 (+16.2%)	$123,400 (+16.2%)
2025	$2,160.00 (-2%)	$53,100 (+69.11%)	$106,200 (+69.11%)
2024	$2,204.00 (+37.58%)
2023		$31,400	$62,800
2022	$1,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (2009–2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Mercury Broadband, Verizon.

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