Highlands County property record for 1408 Indian Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,258 sqft · built 1979 |
| Lot Size | 0.535 acres (23,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,900 (May 2025) |
| Tax Bill | $422 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C185901000200520 |
| Primary APN | C185901000200520 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,258 sqft Living Area |
| Gross Area | 3,106 sqft |
| 1st Floor Area | 2,258 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 23,300 sqft (0.535 acres) |
| Lot Dimensions | 245 ft deep x 190 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 360 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1408 INDIAN DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | MARTHA ESTATES PB 7 PG 42 LOTS 52 + 53 BLK 2 + 2/92 INTEREST IN PARK |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 18 |
| Legal Subdivision | MARTHA ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 52,53 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 961304 |
1408 Indian Dr is owned and occupied by an individual who bought it in May 2025.
Source: Highlands County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1408 INDIAN DR, SEBRING, FL 33875-5746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · VA Mortgage METROPOLE MORTGAGE SERVICES |
| Nov 1, 2021 | Deed of Trust, Mortgage · VA Mortgage SOUTH STATE BANK NA |
| Aug 25, 2021 | Warranty Deed, Transfer · VA Mortgage SOUTH STATE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on File |
| Deed Sale | May 19, 2025 · Amount on File |
| Prior Sale | Aug 25, 2021 · Amount on File |
| Deed Document Number | 20252260163 |
| Deed Book / Page | 3119 / 932 |
| Prior Transfer Date | Dec 5, 2000 |
| Prior Transfer Doc | 0001082206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 26, 2026 |
| Property Address | 1408 INDIAN DR, SEBRING, FL 33875-5746 |
| Document Number | 0002314408 |
| Book / Page | 3194 / 1518 |
| Instrument Date | May 20, 2026 |
| Instrument | 20262314408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1408 INDIAN DR, SEBRING, FL 33875-5746 |
| Document Number | 0002314408, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 3194/1518 |
| Instrument | 20262314408 |
| Name | METROPOLE MORTGAGE SERVICES |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1408 INDIAN DR, SEBRING, FL 33875-5746 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | SOUTH RIDGE ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 523 ENTRADA AVE, SEBRING, FL 33875-1300 |
| Document Number | 0002061932 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 2862/554 |
| Instrument | 2061932 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 25, 2021 |
| Property Address | 1408 INDIAN DR, SEBRING, FL 33875-5746 |
| Document Number | 0002050506 |
| Book / Page | 2846 / 948 |
| Map Reference | MB 7 PG 42 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2050506 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,907.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1408 INDIAN DR, 1408, SEBRING, FL 33875-5746 |
| Name | Verified Name |
|---|---|
| Address | 1408 INDIAN DR, SEBRING, FL 33875-5746 |
| Document Number | 0002846949 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2846/949 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1408 Indian Dr was $422, up 1.7% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $422.00 (+1.69%) | $205,004 Land $26,467 Building $178,537 | $205,004 Land $26,467 Building $178,537 |
| 2024 | $415.00 (+8.92%) | ||
| 2023 | $381.00 (-87.97%) Disabled Person's exemption Veteran's exemption | $249,831 (+3%) | $272,543 (+9.23%) Land $26,467 Building $246,076 |
| 2022 | $3,168.00 Homeowner's exemption Widower's exemption | $242,554 | $249,509 Land $26,467 Building $223,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1408 Indian Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1408 Indian Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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