Highlands County property record for 1310 Indian Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,034 sqft · built 2003 |
| Lot Size | 0.286 acres (12,455 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2026) |
| Tax Bill | $2,142 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C185901000200540 |
| Primary APN | C185901000200540 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,034 sqft Living Area |
| Gross Area | 2,474 sqft |
| 1st Floor Area | 1,719 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,455 sqft (0.286 acres) |
| Lot Dimensions | 128 ft deep x 95 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 357 sqft |
| Deck Area | 45 sqft |
| Patio Area | 60 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1310 INDIAN DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | MARTHA ESTATES PB 7-PG 42 LOT 54 BLK 2 + 1/92 INTEREST IN PARK |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 18 |
| Legal Subdivision | MARTHA ESTATES |
| Legal Block | 2,1 |
| Legal Lot Number | 54 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 961304 |
1310 Indian Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Highlands County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1310 INDIAN DR, SEBRING, FL 33875-5744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · VA Mortgage FINANCIAL CORPORATION |
| Feb 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREFERRED LENDING SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Feb 27, 2023 · Amount on File |
| Deed Document Number | 20262321369 |
| Deed Book / Page | 3204 / 1398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 1310 INDIAN DR, SEBRING, FL 33875-5744 |
| Document Number | 0002321369 |
| Book / Page | 3204 / 1398 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20262321369 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1310 INDIAN DR, SEBRING, FL 33875-5744 |
| Document Number | 0002321370, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20262321370 |
| Name | FINANCIAL CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 27, 2023 |
| Property Address | 1310 INDIAN DR, SEBRING, FL 33875-5744 |
| Document Number | 0002138402 |
| Book / Page | 2959 / 65 |
| Map Reference | MB 7 PG 42 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 2138402 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,981.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 COOPER ST, EDINBURG, VA 22824-9317 |
| Name | Verified Name |
|---|---|
| Address | 1310 INDIAN DR, SEBRING, FL 33875-5744 |
| Document Number | 0000295967 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2959/67 |
| Name | PREFERRED LENDING SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 1310 Indian Dr was $2,142 with exemptions applied, up 3.2% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,142.00 (+3.23%) Homeowner's exemption Disabled Person's exemption | $177,806 | $179,904 Land $13,433 Building $166,471 |
| 2024 | $2,075.00 (+69.39%) | ||
| 2023 | $1,225.00 (+2.85%) Homeowner's exemption | $103,808 (+3%) | $247,149 (+9.96%) Land $13,433 Building $233,716 |
| 2022 | $1,191.00 Homeowner's exemption | $100,784 | $224,762 Land $13,433 Building $211,329 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1310 Indian Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1310 Indian Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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