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1408 E Brainerd St, Pensacola, FL 32503 Property Records

Escambia County property record for 1408 E Brainerd St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,722 sqft · built 1918
Lot Size0.253 acres (10,999 sqft)
OwnerIndividual Name on File
Last Sale$880,000 (May 2026)
Tax Bill$4,409 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jan 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN00-0S-00-9025-016-160

Property Details

APN / Parcel Number

Primary APN00-0S-00-9025-016-160
Alternative APN
  • 141313000

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,722 sqft Living Area
1st Floor Area1,722 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeWood
Roof TypeHip
Roof MaterialMetal
Lot Area10,999 sqft (0.253 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area373 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number141313000
Street Address1408 E BRAINERD ST
CityPENSACOLA
StateFL
Zip32503-6038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionLTS 16 17 BLK 160 NEW CITY TRACT OR 7930 P 1601 CA 49
Legal SubdivisionNEW CITY TRACT
Legal Block160
Legal Lot Number16
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1021
Census Tract802

Owner

Source: Escambia County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1408 E BRAINERD ST, PENSACOLA, FL 32503-6038
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jan 3, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 16, 2023Deed of Trust, Mortgage · Balloon Mortgage
MICHAEL OCONNOR
Jan 7, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 5, 2026Warranty Deed, Transfer
SURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE
Jul 9, 2018Warranty Deed, Transfer · FHA Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 5, 2026 · Amount on Record
Deed SaleMay 5, 2026 · Amount on Record
Prior SaleJul 9, 2018 · Amount on Record
Deed Document Number202634750
Deed Book / Page9486 / 1876
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Recording DateJul 6, 2026
Property Address1408 E BRAINERD ST, PENSACOLA, FL 32503-6038
Document Number0000051902
Book / Page9516 / 1421
Instrument DateJun 26, 2026
Instrument202651902
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 E BRAINERD ST, PENSACOLA, FL 32503-6038

Mortgage

Document Number0000051902,
DateJul 6, 2026
Book Page9516/1421
Instrument202651902
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address1408 E BRAINERD ST, PENSACOLA, FL 32503-6038
Transaction TypeMortgage
Record UpdatedMay 28, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 EAST BRAIBNERD STREET, PENSACOLA, FL 32503-6038

Mortgage

Document Number0086941364
DateJan 3, 2022
Book Page8694/1364
Instrument2022000041
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2051

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address1408 E BRAINERD ST, PENSACOLA, FL 32503-6038
Transaction TypeMortgage
Record UpdatedMay 28, 2026
Title CompanySURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0089320097
DateFeb 16, 2023
Book Page8932/97
Instrument2023012613
Lender
NameMICHAEL OCONNOR
TypePrivate Party
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address1408 E BRAINERD ST, PENSACOLA, FL 32503-6038
Transaction TypeMortgage
Record UpdatedMay 28, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 E BRAINERD ST, PENSACOLA, FL 32503-6038

Mortgage

Document Number0092531645
DateJan 7, 2025
Book Page9253/1645
Instrument2025001603
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term322 Months
DueNov 1, 2051

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateMay 5, 2026
Property Address1408 E BRAINERD ST, PENSACOLA, FL 32503-6038
Document Number0000034750
Book / Page9486 / 1876
Instrument DateApr 30, 2026
Instrument2026.34750
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanySURETY LAND AND TITLE COMPANY, SURETY LAND & TITLE

Transaction

AmountAmount Recorded
Tax$622,160.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 E BRAINERD ST, PENSACOLA, FL 32503-6038

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateJul 9, 2018
Property Address1408 E BRAINERD ST, PENSACOLA, FL 32503-6038
Document Number0079301601
Book / Page007930 / 001601
Instrument DateJun 22, 2018
Instrument53975
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanySURETY LAND TITLE/FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 E BRAINERD ST PENSACOLA FL 325036038, PENSACOLA, FL 32503-6038

Mortgage

Document Number79301604
DateJul 9, 2018
Book Page007930/001604
Instrument53976
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 8, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,409.00 (+6.19%)$294,767 (+5.99%)$560,109 (+5.5%) Land $209,000 Building $351,109
2024$4,152.00 (+2.37%)
2023$4,056.00 (+2.63%) Homeowner's exemption$278,117 (+3%)$530,894 (+43.12%) Land $198,000 Building $332,894
2022$3,952.00 Homeowner's exemption$270,017$370,953 Land $143,000 Building $227,953

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile USA
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

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