1408 Cypress Dr, Pacific, MO 63069 Property Records

Franklin County property record for 1408 Cypress Dr, Pacific, MO 63069

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,028 sqft · built 1990
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$2,429 (2025)
Deeds & MortgagesJan 2023 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-6-14.0-1-007-090.400

Property Details

APN / Parcel Number

Primary APN19-6-14.0-1-007-090.400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,028 sqft Living Area

Exterior

Year BuiltBuilt 1990
Architectural StyleA-Frame
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address1408 CYPRESS DR
CityPACIFIC
StateMO
Zip63069-1865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:40 HAWTHORNE 6
Legal Range02E
Legal Township43
Legal Section14
Legal QuarterNE
Legal SubdivisionHAWTHORNE
Legal Block7
Legal Lot Number40
JurisdictionFRANKLIN MO
Township / Civil DivisionBOLES
Census Block Group2
Census Block2035
Census Tract800703

Owner

1408 Cypress Dr is owned and occupied by an individual who acquired it in January 2023.

Source: Franklin County records, as of November 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1408 CYPRESS DR, PACIFIC, MO 63069-1865
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Aug 16, 2021Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION CO LLC
Apr 20, 2020Warranty Deed, Transfer
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2023
Deed SaleJan 30, 2023
Prior SaleAug 16, 2021
Deed Document Number2301144
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJan 30, 2023
Property Address1408 CYPRESS DR, PACIFIC, MO 63069-1865
Document Number0002301144
Map ReferencePB N PG 721
Instrument DateJan 26, 2023
Instrument2301144
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyTRUE TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address616 HILL DR, EUREKA, MO 63025-2037

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 CYPRESS DR, PACIFIC, MO 63069-1865

Mortgage

Document Number0002301145
DateJan 30, 2023
Instrument2301145
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2053

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateAug 16, 2021
Property Address1408 CYPRESS DR, PACIFIC, MO 63069-1865
Document Number0002115305
Map ReferencePB N PG 721
Instrument DateAug 13, 2021
Instrument2115305
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyCHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 CYPRESS DR, PACIFIC, MO 63069-1865

Mortgage

Document Number0002115306
DateAug 16, 2021
Instrument2115306
Lender
NameDAS ACQUISITION CO LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateApr 20, 2020
Property Address1408 CYPRESS DR, PACIFIC, MO 63069-1865
Document Number0000005442
Instrument DateApr 16, 2020
Instrument5442
Transaction TypeTransfer
Record UpdatedMay 7, 2020
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address408 CYPRESS DR PACIFIC MO 63069, PACIFIC, MO 63069

Mortgage

Document Number5443
DateApr 20, 2020
Instrument5443
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term360 Months
DueApr 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Cypress Dr was $2,429.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityPacific City
Unified School DistrictMeramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,429.00$32,234$169,650 Land $30,000 Building $139,650
2023$2,064.00 (+8.35%)$27,639$145,470 Land $30,000 Building $115,470
2022$1,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1408 Cypress Dr in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 policies
Nearby Flood Policies54 in force
Nearby Flood Claims49 (2008–2024)
Claims Outside the SFHA1 of 49
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 20 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Cypress Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACIFIC PWS
serves 6,000 people · EPA ID MO6010620
Water SourceGroundwater
Last State InspectionApr 2025
Lead10 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Bays-ET Highspeed
Fixed Wireless
600 / 100
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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