Franklin County property record for 1401 Cypress Dr, Pacific, MO 63069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 980 sqft · built 1982 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,200 (Apr 2020) |
| Tax Bill | $2,294 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Dec 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-6-14.0-1-004-063.000 |
| Primary APN | 19-6-14.0-1-004-063.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Patio Area | 288 sqft |
| Street Address | 1401 CYPRESS DR |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-1866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:80 HAWTHORNE 3 |
| Legal Range | 2E |
| Legal Township | 43N |
| Legal Section | 14 |
| Legal Subdivision | HAWTHORNE |
| Legal Lot Number | 80 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 800703 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1401 CYPRESS DR, PACIFIC, MO 63069-1866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit VANTAGE FCU |
| Dec 10, 2025 | Intrafamily Transfer, Transfer |
| Apr 1, 2020 | Warranty Deed, Transfer · VA Mortgage ENDEAVOR CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2020 · Amount on Record |
| Deed Sale | Apr 1, 2020 · Amount on Record |
| Prior Sale | Jun 25, 2013 · Amount on Record |
| Deed Document Number | 20204542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1401 CYPRESS DR, PACIFIC, MO 63069-1866 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002403304 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2403304 |
| Name | VANTAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 18, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 10, 2025 |
| Property Address | 1401 CYPRESS DR, PACIFIC, MO 63069-1866 |
| Document Number | 0002515793 |
| Map Reference | PB M PG 816 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2515793 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 CYPRESS DR, PACIFIC, MO 63069-1866 |
| Name | Verified Name |
|---|---|
| Address | 1401 CYPRESS DR, PACIFIC, MO 63069-1866 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 1, 2020 |
| Property Address | 1401 CYPRESS DR, PACIFIC, MO 63069-1866 |
| Document Number | 0000004542 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 4542 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2020 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1401 CYPRESS DR PACIFIC MO 630691866, PACIFIC, MO 63069-1866 |
| Document Number | 4543 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 4543 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2050 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Pacific City |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,294.00 (+6.11%) | $30,438 (+5.1%) | $160,200 (+5.1%) Land $30,000 Building $130,200 |
| 2023 | $2,162.00 (+19.98%) | $28,960 | $152,420 Land $30,000 Building $122,420 |
| 2022 | $1,802.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 49 (2008–2024) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACIFIC PWS serves 6,000 people · EPA ID MO6010620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bays-ET Highspeed Fixed Wireless | 600 / 100 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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