1408 Caruth Ln, Celina, TX 75009 Property Records

Collin County property record for 1408 Caruth Ln, Celina, TX 75009

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,773 sqft · built 2013
Owner2 Individual Names on Record
Tax Bill$8,977 (2024)
Deeds & MortgagesOct 2025 Line of Credit
Feb 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR-8465-00B-0080-1

Property Details

APN / Parcel Number

Primary APNR-8465-00B-0080-1
Alternative APN
  • 2553823

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,773 sqft Living Area
Gross Area4,270 sqft
2nd Floor Area1,693 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Garage TypeAttached
Garage Area497 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2553823
Street Address1408 CARUTH LN
CityCELINA
StateTX
Zip75009-3825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE PHASE 2 (CCL), BLK B, LOT 8
Legal SubdivisionHERITAGE PHASE 2 (CCL)
Legal Phase2
Legal BlockB
Legal Lot Number8
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group4
Census Block4000
Census Tract30307

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1408 CARUTH LN, CELINA, TX 75009-3825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF TEXAS
Feb 9, 2023Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF TEXAS
Sep 28, 2020Deed of Trust, Mortgage
STRONG HM MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2016
Deed SaleApr 29, 2016
Prior SaleMay 30, 2014
Deed Document Number20160429000517680
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address1408 CARUTH LN, CELINA, TX 75009-3825
Transaction TypeMortgage
Record UpdatedNov 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025000131005
DateOct 10, 2025
Instrument2025000131005
Lender
NameCREDIT UNION OF TEXAS
TypeCredit Union
AddressALLEN, TX 75013
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 5, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address1408 CARUTH LN, CELINA, TX 75009-3825
Transaction TypeMortgage
Record UpdatedFeb 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023000012723
DateFeb 9, 2023
Instrument2023000012723
Lender
NameCREDIT UNION OF TEXAS
TypeCredit Union
AddressALLEN, TX 75013
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 5, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address1408 CARUTH LN, CELINA, TX 75009-3825
Document Number0001754290
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1408 CARUTH LN CELINA TX 750093825, CELINA, TX 75009-3825

Mortgage

Document Number0001754290
DateOct 9, 2020
Instrument1754290
Lender
NameSTRONG HM MTG LLC
AddressMANASSAS, VA 20110
Agreement
AmountAmount Recorded
Term360 Months
DueOct 8, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityCelina City
Unified School DistrictCelina Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$560,000 (+1.08%) Land $135,000 Building $425,000$560,000 (+1.08%) Land $135,000 Building $425,000
2024$8,977.00 (+7.07%)
2023$554,000 Land $112,500 Building $441,500$554,000 Land $112,500 Building $441,500
2022$8,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUSTANG SUD
serves 127,911 people · EPA ID TX0610036
Water SourcePurchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State InspectionFeb 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
ElektraFi
Fixed Wireless
400 / 60
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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