1405 Caruth Ln, Celina, TX 75009 Property Records

Collin County property record for 1405 Caruth Ln, Celina, TX 75009

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 4,257 sqft · built 2012
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on Record
Tax Bill$13,461 (2024)
Deeds & MortgagesOct 2022 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR-8465-00D-002R-1

Property Details

APN / Parcel Number

Primary APNR-8465-00D-002R-1
Alternative APN
  • 2609750

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area4,257 sqft Living Area
Gross Area4,923 sqft
2nd Floor Area1,833 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area10,000 sqft (0.229 acres)
Garage TypeAttached
Garage Area666 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2609750
Street Address1405 CARUTH LN
CityCELINA
StateTX
Zip75009-3827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE PHASE 2 (CCL), BLK D, LOT 2R; REPLAT REPLAT
Legal SubdivisionHERITAGE PHASE 2 (CCL)
Legal Phase2
Legal BlockD
Legal Lot Number2R
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group4
Census Block4003
Census Tract30307

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1405 CARUTH LN, CELINA, TX 75009-3827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Vendor's Lien, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 3, 2020Warranty Deed, Transfer
ALLIANCE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2022
Deed SaleOct 14, 2022
Prior SaleJan 10, 2014
Deed Document Number20221014000152976
Record UpdatedJun 8, 2026

October 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOLLIN TX
Recording DateOct 14, 2022
Property Address1405 CARUTH LN, CELINA, TX 75009-3827
Document Number0000152976
Map ReferenceVOL 2006 PG 533
Instrument DateOct 12, 2022
Instrument20221014000152976
Transaction TypeTransfer
Record UpdatedJan 16, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 CARUTH LN, CELINA, TX 75009-3827

Mortgage

Document Number0000152977
DateOct 14, 2022
Instrument20221014000152977
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate7.87%
Type Change DateNov 1, 2029
Change Frequency6 Months
Min Rate At Change7.87%
Max Rate At Change9.87%
IndexOther
Max Rate12.8%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateJun 3, 2020
Property Address1405 CARUTH LN, CELINA, TX 75009-3827
Document Number0000819270
Instrument DateMay 27, 2020
Instrument819270
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1253 STONE LN CELINA TX 750093803, CELINA, TX 75009-3803

Mortgage

Document Number819280
DateJun 3, 2020
Instrument819280
Lender
NameALLIANCE BK
TypeBank
AddressSULPHUR SPRINGS, TX 75483
Agreement
AmountAmount Recorded
Term240 Months
DueJun 2, 2040

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityCelina City
Unified School DistrictCelina Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$680,849 (+6.82%) Land $157,500 Building $523,349$680,849 (+6.82%) Land $157,500 Building $523,349
2024$13,461.00 (+9.17%)
2023$637,366 Land $131,250 Building $506,116$637,366 Land $131,250 Building $506,116
2022$12,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUSTANG SUD
serves 127,911 people · EPA ID TX0610036
Water SourcePurchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State InspectionFeb 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
ElektraFi
Fixed Wireless
400 / 60
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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