1408 Blume Dr, Elgin, IL 60124 Property Records

Kane County property record for 1408 Blume Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,448 sqft · built 2005
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jul 2019)
Tax Bill	$12,124 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-32-253-007`

Property Details

APN / Parcel Number

Primary APN	`06-32-253-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	3,672 sqft
Basement Area	1,224 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1408 BLUME DR
City	ELGIN
State	IL
Zip	60124-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE SUB LOT 30
Legal Subdivision	CREEKSIDE SUB
Legal Block	2
Legal Lot Number	30
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2019
Census Tract	851912

Owner

1408 Blume Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1408 BLUME DR, ELGIN, IL 60124-8719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC
Jul 11, 2019	Special Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Nov 3, 2006 · Amount on File
Deed Document Number	201929566
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1408 BLUME DR, ELGIN, IL 60124-8719
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015446
Date	Feb 26, 2021
Instrument	2021K015446

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 11, 2019
Property Address	1408 BLUME DR, ELGIN, IL 60124-8719
Document Number	0000029566
Map Reference	DOC 2004K065656
Instrument Date	Jun 21, 2019
Instrument	2019K029566
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1408 BLUME DR, 1408, ELGIN, IL 60124-8719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1408 BLUME DR, ELGIN, IL 60124-8719

Mortgage

Document Number	0000029567
Date	Jul 11, 2019
Instrument	2019K029567

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Blume Dr was $12,124 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,124.00 Homeowner's exemption	$166,923 (+8.57%) Land $43,240 Building $123,683	$500,969 (+8.57%) Land $129,772 Building $371,197
2024		$153,747 Land $39,827 Building $113,920	$461,426 Land $119,529 Building $341,897
2022	$10,408.00 (+4.32%) Homeowner's exemption	$126,651 (+6.96%) Land $32,808 Building $93,843	$379,953 (+6.96%) Land $98,424 Building $281,529
2021	$9,977.00 Homeowner's exemption	$118,410 Land $30,673 Building $87,737	$355,230 Land $92,019 Building $263,211

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1408 Blume Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Blume Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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