1407 Blume Dr, Elgin, IL 60124 Property Records

Kane County property record for 1407 Blume Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,373 sqft · built 2005
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jul 2020)
Tax Bill	$14,285 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-32-254-004`

Property Details

APN / Parcel Number

Primary APN	`06-32-254-004`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,373 sqft Living Area
Gross Area	4,575 sqft
Basement Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1407 BLUME DR
City	ELGIN
State	IL
Zip	60124-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE SUB LOT 26
Legal Subdivision	CREEKSIDE SUB
Legal Block	2
Legal Lot Number	26
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2017
Census Tract	851912

Owner

Source: Kane County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1407 BLUME DR, ELGIN, IL 60124-8719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage CIS FINANCIAL SERVICES INC
Jul 30, 2020	Warranty Deed, Transfer · FHA Mortgage R M K FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Mar 24, 2006 · Amount on Record
Deed Document Number	202041765
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1407 BLUME DR, ELGIN, IL 60124-8719
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 BLUME DR, ELGIN, IL 60124-8719

Mortgage

Document Number	0000054543
Date	Jul 15, 2021
Instrument	2021K054543

Lender

Name	CIS FINANCIAL SERVICES INC
Type	Mortgage Company
Address	HAMILTON, AL 35570

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 30, 2020
Property Address	1407 BLUME DR, ELGIN, IL 60124-8719
Document Number	0000041765
Instrument Date	Jul 10, 2020
Instrument	2020K041765
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1407 BLUME DR, ELGIN, IL 60124-8719

Mortgage

Document Number	0000041766
Date	Jul 30, 2020
Instrument	2020K041766

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,285.00 (+3.88%) Homeowner's exemption	$195,251 (+8.57%) Land $43,240 Building $152,011	$585,987 (+8.57%) Land $129,772 Building $456,215
2024	$13,751.00 (+11.57%)	$179,839 (+21.39%) Land $39,827 Building $140,012	$539,733 (+21.44%) Land $119,529 Building $420,204
2022	$12,325.00 (+4.26%) Homeowner's exemption	$148,145 (+6.96%) Land $32,808 Building $115,337	$444,435 (+6.96%) Land $98,424 Building $346,011
2021	$11,821.00 Homeowner's exemption	$138,505 Land $30,673 Building $107,832	$415,515 Land $92,019 Building $323,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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