1407 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1407 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,670 sqft · built 2023
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (Mar 2021)
Tax Bill	$10,551 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-32-2750-00002-0230`

Property Details

APN / Parcel Number

Primary APN	`18-12-32-2750-00002-0230`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1407 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUAY SUBD BLOCK FUQUAY LOT 23 OR BOOK 73 PAGE 211 OR 475 PG 634 OR 1668/635 OR 2162/1940
Legal Subdivision	FUQUAY SUBD
Legal Block	2
Legal Lot Number	23
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3059
Census Tract	60302

Owner

1407 S Central Ave is owned by an individual who bought it in March 2021.

Source: Flagler County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2885, RICHMOND HILL, GA 31324-2885
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage SOUTHEASTERN BANK
Jun 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Oct 1, 2016
Deed Document Number	202113403
Deed Book / Page	2538 / 162
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 15, 2021
Property Address	1407 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3761
Document Number	0025380162
Book / Page	2538 / 162
Map Reference	MB 1 PG 26
Instrument Date	Mar 10, 2021
Instrument	2021013403
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2023
Title Company	TITLE CHAIN INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2431 ATLANTIC BEACH BLVD, HUTCHINSON ISLAND, FL 34949-1525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1885, RICHMOND HILL, GA 31324-1885

Mortgage

Document Number	0002538164
Date	Mar 15, 2021
Instrument	2538/164

Lender

Name	SOUTHEASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 20, 2024

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 15, 2017
Property Address	1407 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3761
Document Number	0022120599
Book / Page	002212 / 000599
Instrument Date	May 26, 2017
Instrument	21219
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	TITLE CHAIN INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	690 MISSION RD CARTERSVILLE GA 30120, CARTERSVILLE, GA 30120

Mortgage

Document Number	22120600
Date	Jun 15, 2017
Book Page	002212/000600
Instrument	21220

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1407 S Central Ave was $10,551.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,551.00	$540,116 Land $138,000 Building $402,116	$540,116 Land $138,000 Building $402,116
2023	$2,721.00 (-0.73%)	$138,000 (-) Land $138,000	$138,000 (-) Land $138,000
2022	$2,741.00	$138,000 Land $138,000	$138,000 Land $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1407 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 S Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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