1404 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1404 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,808 sqft · built 2019
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on Record
Last Sale	$788,800 (Nov 2022)
Tax Bill	$12,109 (2025)
Deeds & Mortgages	Jun 2026 Transfer Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-32-2750-00070-0020`

Property Details

APN / Parcel Number

Primary APN	`18-12-32-2750-00070-0020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,633 sqft
1st Floor Area	1,808 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)
Driveway	Brick Driveway
Driveway Area	680 sqft
Pool Area	370 sqft
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1404 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUAY SUBD BLK 7 LOT 2 OR 1155/306 OR 2068/618 OR 2305/1320-1321-DC & ACM OR 2305/1323
Legal Range	32E
Legal Township	12S
Legal Section	18
Legal Subdivision	FUQUAY SUBD
Legal Block	7
Legal Lot Number	2
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3060
Census Tract	60302

Owner

Source: Flagler County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1404 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3719
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 11, 2018	Warranty Deed, Transfer AMERICAS CHOICE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	202253263
Deed Book / Page	2733 / 511
Last Transfer Date	May 28, 2026
Transfer Doc	0000023612
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 12, 2026
Property Address	1404 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3719
Document Number	0000023612
Book / Page	3061 / 1948
Instrument Date	May 28, 2026
Instrument	202623612
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1404 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3719

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 4, 2022
Property Address	1404 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3719
Document Number	0027330511
Book / Page	2733 / 511
Map Reference	MB 1 PG 26
Instrument Date	Oct 31, 2022
Instrument	2022053263
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,521.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MIDDLEFIELD RD, OXFORD, CT 06478-1924

Mortgage

Document Number	0002733512
Date	Nov 4, 2022
Instrument	2733/512

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 11, 2018
Property Address	1404 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3719
Document Number	0023051323
Book / Page	002305 / 001323
Instrument Date	Sep 10, 2018
Instrument	34584
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	AMERICAS CHOICE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,099.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 EMERALD DR FLAGLER BEACH FL 321363428, FLAGLER BEACH, FL 32136-3428

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,109.00 (-1.69%) Homeowner's exemption	$663,561 (+17.06%) Land $243,500 Building $420,061	$663,561 (+17.06%) Land $243,500 Building $420,061
2024	$12,317.00 (+10.19%)
2023	$11,178.00 (+74.71%)	$566,837 (+55.27%) Land $169,000 Building $397,837	$566,837 (+3.43%) Land $169,000 Building $397,837
2022	$6,398.00 Homeowner's exemption	$365,054	$548,044 Land $169,000 Building $379,044

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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