1407 Monte Vista Dr, Vista, CA 92084 Property Records

San Diego County property record for 1407 Monte Vista Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 1975
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$453,000 (Dec 2016)
Tax Bill	$5,974 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180-342-12-00`

Property Details

APN / Parcel Number

Primary APN	`180-342-12-00`
Alternative APN	`1801623200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,645 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1801623200
Street Address	1407 MONTE VISTA DR
City	VISTA
State	CA
Zip	92084-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 73 (EX DOC75-365022)DOC75-52854 IN LOT 2 SEC 29-11-3W&IN TR 002046
Legal Range	03W
Legal Township	11
Legal Section	29
Legal Subdivision	KEW GARDENS
Legal Tract	002046
Legal Block	2
Legal Lot Number	73,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2020
Census Tract	19602

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1407 MONTE VISTA DR, VISTA, CA 92084-7113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 20, 2018	Quit Claim Deed, Transfer · Conventional with PMI ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2016 · Amount on Record
Deed Sale	Dec 22, 2016 · Amount on Record
Prior Sale	May 10, 2000 · Amount on Record
Deed Document Number	2016703771
Last Transfer Date	Mar 15, 2018
Transfer Doc	0000108642
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1407 MONTE VISTA DR, VISTA, CA 92084-7113
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 MONTE VISTA DR, VISTA, CA 92084-7113

Mortgage

Document Number	0000243439
Date	Mar 29, 2021
Instrument	2021-0243439

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2018
Property Address	1407 MONTE VISTA DR, VISTA, CA 92084-7113
Document Number	0000108642
Instrument Date	Mar 15, 2018
Instrument	108642
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1407 MONTE VISTA DR VISTA CA 920847113, VISTA, CA 92084-7113

Mortgage

Document Number	108643
Date	Mar 20, 2018
Instrument	108643

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$536,253 (+2%) Land $355,136 Building $181,117
2025	$5,974.00 (+8.66%)	$525,739 (+4.04%) Land $348,173 Building $177,566
2023	$5,498.00 (+0.26%)	$505,326 Land $334,654 Building $170,672
2022	$5,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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