McLean County property record for 1407 Low St, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 752 sqft · built 1925 |
| Lot Size | 0.173 acres (7,548 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Aug 2021) |
| Tax Bill | $2,627 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-09-152-031 |
| Primary APN | 21-09-152-031 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 752 sqft Living Area |
| Gross Area | 808 sqft |
| 1st Floor Area | 752 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 7,548 sqft (0.173 acres) |
| Lot Dimensions | 147 ft deep x 51 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1407 LOW ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-6520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | L. J. SALCHS SUBN L3 SALCHS EXECUTORS ADDN LOT 1 & N4 VAC ALLEY LYG S & ADJ |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 09 |
| Legal Subdivision | L. J. SALCHS SUB |
| Legal Lot Number | 3,1 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 5900 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1407 LOW ST, BLOOMINGTON, IL 61701-6520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BLOOMINGTON |
| Feb 19, 2020 | Intrafamily Transfer, Transfer · VA Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Feb 19, 2020 |
| Deed Document Number | 202119513 |
| Prior Transfer Date | Feb 11, 2020 |
| Prior Transfer Doc | 0000003059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Aug 13, 2021 |
| Property Address | 1407 LOW ST, BLOOMINGTON, IL 61701-6520 |
| Document Number | 202100019513 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021-00019513 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1407 LOW ST, BLOOMINGTON, IL 61701-6520 |
| Document Number | 202100019514 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-00019514 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1407 LOW ST, BLOOMINGTON, IL 61701-6520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000017919 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2020-00017919 |
| Name | FIRST STATE BANK OF BLOOMINGTON |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 19, 2020 |
| Property Address | 1407 LOW ST, BLOOMINGTON, IL 61701-6520 |
| Document Number | 202000003059 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2020-00003059 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1407 LOW ST, BLOOMINGTON, IL 61701-6520 |
| Document Number | 202000003084 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020-00003084 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate | 3.5% |
|---|
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,609 (+17.6%) Land $10,389 Building $31,220 | $124,827 (+17.6%) Land $31,167 Building $93,660 | |
| 2024 | $2,627.00 (+7.01%) | ||
| 2023 | $2,455.00 | $35,381 Land $8,834 Building $26,547 | $106,143 Land $26,502 Building $79,641 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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