1405 Low St, Bloomington, IL 61701 Property Records

McLean County property record for 1405 Low St, Bloomington, IL 61701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,313 sqft · built 1925
Lot Size0.135 acres (5,899 sqft)
OwnerIndividual Name on Record
Tax Bill$3,846 (2024)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-09-152-037

Property Details

APN / Parcel Number

Primary APN21-09-152-037

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,313 sqft Living Area
1st Floor Area937 sqft
Basement Area937 sqft
Finished Basement937 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area5,899 sqft (0.135 acres)
Lot Dimensions147 ft deep x 40 ft wide
View / LotLake Front
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1405 LOW ST
CityBLOOMINGTON
StateIL
Zip61701-6520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionSALCHS EXEC ADD S40 E1/2 LOT 2
Legal Range02E
Legal Township23N
Legal Section09
Legal SubdivisionSALCHS EXEC ADD
Legal Lot Number2
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2031
Census Tract5900

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1405 LOW ST, BLOOMINGTON, IL 61701-6520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2006
Deed SaleJan 20, 2006
Deed Document Number20061638
Last Transfer DateDec 20, 2014
Transfer Doc0000000344
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1405 LOW ST, BLOOMINGTON, IL 61701-6520
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 LOW ST, BLOOMINGTON, IL 61701-6520

Mortgage

Document Number202200021207
DateDec 6, 2022
Instrument2022-00021207
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueNov 28, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$57,902 (+17.61%) Land $9,418 Building $48,484$173,706 (+17.61%) Land $28,254 Building $145,452
2024$3,846.00 (+6.45%)
2023$3,613.00$49,233 Land $8,008 Building $41,225$147,699 Land $24,024 Building $123,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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