1407 Locust St, Commerce, TX 75428 Property Records

Hunt County property record for 1407 Locust St, Commerce, TX 75428 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2022
Square Footage1,792 sqft Living Area
Lot Size11,517 sqft (0.264 acres)
GarageAttached, 441 sqft
OccupancyOwner Occupied
Tax Bill$4,931.00 (2024)

Property Details

APN / Parcel Number

Primary APN4380-0180-0080-31
Alternative APN
  • R54345

Interior

Building Area1,792 sqft Living Area
Gross Area1,406 sqft Gross Area
1st Floor1,792 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2022
Exterior MaterialWood Exterior
Lot Area11,517 sqft (0.264 acres)
Depth X Width192 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area321 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Account NumberR54345
Street Address1407 LOCUST ST
CityCOMMERCE
StateTX
Zip75428-3135
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS4380 ORIG TOWN OF COMMERCE BLK 18 LOT 8 ACRES .2644
Legal SubdivisionORIG TOWN OF COMMERCE
Legal Block18
Legal Lot Number8
JurisdictionHUNT TX
Minor Civil DivisionCOMMERCE
Census Blockgroup2
Census Block2013
Census Tract960500

Owner

Source: Hunt County records · APN 4380-0180-0080-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1407 LOCUST ST, COMMERCE, TX 75428-3135
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
PLAINS COMMERCE BANK
Apr 12, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 10, 2023
Deed SaleMay 10, 2023
Prior SaleApr 02, 2012
Deed Doc Number0020238578
Prior Transfer DateApr 12, 2019
Prior Transfer Doc2019-04900
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address1407 LOCUST ST, COMMERCE, TX 75428-3135
Transaction TypeMortgage
Record UpdatedNov 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 CEDAR ST, COMMERCE, TX 75428-2214

Mortgage

Document Number0000008579
DateMay 11, 2023
Instrument2023-08579
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateApr 12, 2019
Property Address1407 LOCUST ST, COMMERCE, TX 75428-3135
Document Number0000004900
Instrument DateApr 12, 2019
Instrument4900
Transaction TypeTransfer
Record UpdatedApr 19, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address9633 ANNS WAY PLANO TX 750255445, PLANO, TX 75025-5445

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$264,000 (-7.97%) Land $31,790 Building $256,860$288,650 (+0.62%) Land $31,790 Building $256,860
2024$4,931.00 (+677.76%)
2023$286,870 Land $31,220 Building $255,650$286,870 Land $31,220 Building $255,650
2022$634.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Locust St

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