Hunt County property record for 1405 Locust St, Commerce, TX 75428 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,967 sqft · built 1940 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,399 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4380-0180-0070-31 |
| Primary APN | 4380-0180-0070-31 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,967 sqft Living Area |
| 1st Floor Area | 1,967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 231 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1405 LOCUST ST |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-3135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S4380 ORIG TOWN OF COMMERCE BLK 18 LOT 6-7 ACRES .41 |
| Legal Subdivision | ORIG TOWN OF COMMERCE |
| Legal Block | 18 |
| Legal Lot Number | 6-7 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 960500 |
Source: Hunt County records · APN 4380-0180-0070-31
Assessment roll updated September 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1901 W SPRING CREEK PKWY, 306, PLANO, TX 75023-4219 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CONVENTUS LLC |
| Dec 27, 2022 | Warranty Deed, Transfer |
| Feb 11, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 |
| Deed Sale | Dec 27, 2022 |
| Prior Sale | Feb 11, 2022 |
| Deed Document Number | 202229613 |
| Prior Transfer Date | Dec 12, 2022 |
| Prior Transfer Doc | 0000029613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 1405 LOCUST ST, COMMERCE, TX 75428-3135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | MONEY LAW AND TITLE |
| Name | Verified Name |
|---|---|
| Address | 1901 W SPRING CREEK PKWY 306, 306, PLANO, TX 75023-4219 |
| Document Number | 0000005252 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026-05252 |
| Name | CONVENTUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Dec 27, 2022 |
| Property Address | 1405 LOCUST ST, COMMERCE, TX 75428-3135 |
| Document Number | 0000029613 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2022-29613 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1901 W SPRING CREEK PKWY # PKWY306, PKWY306, PLANO, TX 75023-4255 |
| Name | Verified Name |
|---|---|
| Address | 1901 W SPRING CREEK PKWY APT 306, 306, PLANO, TX 75023-4219 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Feb 11, 2022 |
| Property Address | 1405 LOCUST ST, COMMERCE, TX 75428-3135 |
| Document Number | 0000003396 |
| Map Reference | VOL 322 PG 725 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022-03396 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1706 N WADDILL ST, 1706, MCKINNEY, TX 75069-4856 |
| Name | Verified Name |
|---|---|
| Address | 1901 W SPRING CREEK PKWY APT 306, 306, PLANO, TX 75023-4219 |
Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Commerce City |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,399.00 (+21.43%) | $295,630 (+105.67%) Land $46,440 Building $249,190 | $295,630 (+105.67%) Land $46,440 Building $249,190 |
| 2024 | $4,446.00 (+31.77%) | ||
| 2023 | $143,740 Land $41,610 Building $102,130 | $143,740 Land $41,610 Building $102,130 | |
| 2022 | $3,374.00 |
Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319605002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2002, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 379 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Peoples Telephone Cooperative | Fixed Wireless | 500 / 60 |
| 360 Communications, Inc. (OK, AR & TX) | Fixed Wireless (licensed-by-rule) | 400 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, AMG Technology Investment Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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