1407 Eagle Ct, Fernley, NV 89408 Property Records

Lyon County property record for 1407 Eagle Ct, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$408,000 (Aug 2024)
Tax Bill	$1,847 (2026)
Deeds & Mortgages	May 2017 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-523-14`

Property Details

APN / Parcel Number

Primary APN	`020-523-14`
Alternative APNs	`021-306-12` `2052314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,575 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,970 sqft (0.16 acres)
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	1407 EAGLE CT
City	FERNLEY
State	NV
Zip	89408-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	23-20-25 FR W2 CREATED FROM SPLIT OF PARCEL # 021-306-12
Legal Subdivision	DESERT LAKES
Legal Block	1
Legal Lot Number	25
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1013
Census Tract	960108

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1407 EAGLE CT, FERNLEY, NV 89408-6601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Jan 4, 2021	Quit Claim Deed, Transfer WESTERN TITLE
May 13, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	Nov 6, 2014 · Amount on Record
Deed Document Number	2024685464
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	0000627867
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1407 EAGLE CT, FERNLEY, NV 89408-6601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000565034
Date	May 26, 2017
Instrument	565034

Lender

Name	UMPQUA BANK
Type	Bank
Address	RENO, NV 89502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Dec 31, 2020
Property Address	1407 EAGLE CT, FERNLEY, NV 89408-6601
Document Number	0000627787
Map Reference	DOC 188868
Instrument Date	Dec 21, 2020
Instrument	627787
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	WESTERN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1407 EAGLE CT, FERNLEY, NV 89408-6601

Mortgage

Document Number	0000627788
Date	Dec 31, 2020
Instrument	627788

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	Jan 4, 2021
Property Address	1407 EAGLE CT, FERNLEY, NV 89408-6601
Document Number	0000627867
Instrument Date	Dec 21, 2020
Instrument	627867
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	WESTERN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1407 EAGLE CT FERNLEY NV 894086601, FERNLEY, NV 89408-6601

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1407 EAGLE CT, FERNLEY, NV 89408-6601
Document Number	0000616064
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1407 EAGLE CT FERNLEY NV 894086601, FERNLEY, NV 89408-6601

Mortgage

Document Number	0000616064
Date	Jun 5, 2020
Instrument	616064

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1407 EAGLE CT, FERNLEY, NV 89408-6601
Document Number	0000608314
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1407 EAGLE CT FERNLEY NV 894086601, FERNLEY, NV 89408-6601

Mortgage

Document Number	0000608314
Date	Dec 23, 2019
Instrument	608314

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,847.00 (-12.34%)	$115,911 (+7.12%) Land $52,500 Building $63,411	$331,173 (+7.12%) Land $150,000 Building $181,173
2023	$2,107.00 (+4.05%)	$108,206 (+4.52%) Land $47,250 Building $60,956	$309,160 (+4.52%) Land $135,000 Building $174,160
2022	$2,025.00	$103,530 Land $47,250 Building $56,280	$295,799 Land $135,000 Building $160,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Verizon.

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