1407 Concord Ave, Monroe, NC 28110 Property Records

Union County property record for 1407 Concord Ave, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,372 sqft · built 1939
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Jan 2018)
Tax Bill	$365 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-226-191`

Property Details

APN / Parcel Number

Primary APN	`09-226-191`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Porch	Porch
Porch Area	64 sqft

Location & Zoning

Street Address	1407 CONCORD AVE
City	MONROE
State	NC
Zip	28110-2911
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	GB MONROE
Legal Description	#7 & 8 BLK A JIMIDA PARK PB2 PG153
Legal Subdivision	JIMIDA PARK
Legal Block	A
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3028
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1407 CONCORD AVE, MONROE, NC 28110-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Jul 17, 1996 · Amount on Record
Deed Document Number	20181269
Deed Book / Page	7088 / 98
Prior Transfer Date	Jan 10, 2013
Prior Transfer Doc	5912753
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 16, 2018
Property Address	1407 CONCORD AVE, MONROE, NC 28110-2911
Document Number	708898
Book / Page	007088 / 000098
Instrument Date	Jan 16, 2018
Instrument	1269
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1407 CONCORD AVE MONROE NC 281102911, MONROE, NC 28110-2911

Mortgage

Document Number	7088100
Date	Jan 16, 2018
Book Page	007088/000100
Instrument	1270

Lender

Name	REECE ROBERT T LIVING (LT)
Address	MT GILEAD, NC 27306

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2028

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,800 (-) Land $31,100 Building $10,700	$41,800 (-) Land $31,100 Building $10,700
2025	$365.00 (-68.86%)	$41,800 (-61.12%) Land $31,100 Building $10,700	$41,800 (-61.12%) Land $31,100 Building $10,700
2023	$1,172.00	$107,500 Land $15,200 Building $92,300	$107,500 Land $15,200 Building $92,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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