1400 Concord Ave, Monroe, NC 28110 Property Records

Union County property record for 1400 Concord Ave, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,244 sqft · built 1938
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Dec 2017)
Tax Bill	$2,195 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-226-065`

Property Details

APN / Parcel Number

Primary APN	`09-226-065`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Porch	Slab
Porch Area	284 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1400 CONCORD AVE
City	MONROE
State	NC
Zip	28110-2912
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	7069-054
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1008
Census Tract	20406

Owner

1400 Concord Ave, a rural home, is owned and occupied by an individual who bought it in December 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1400 CONCORD AVE, MONROE, NC 28110-2912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2017 · Amount on File
Deed Sale	Dec 12, 2017 · Amount on File
Prior Sale	Oct 14, 2013 · Amount on File
Deed Document Number	201736203
Deed Book / Page	7069 / 54
Prior Transfer Date	Oct 8, 2013
Prior Transfer Doc	6114764
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 12, 2017
Property Address	1400 CONCORD AVE, MONROE, NC 28110-2912
Document Number	706954
Book / Page	007069 / 000054
Instrument Date	Dec 1, 2017
Instrument	36203
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 CONCORD AVE MONROE NC 281102912, MONROE, NC 28110-2912

Mortgage

Document Number	706956
Date	Dec 12, 2017
Book Page	007069/000056
Instrument	36204

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1400 Concord Ave was $2,195.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,100 (-) Land $31,800 Building $219,300	$251,100 (-) Land $31,800 Building $219,300
2025	$2,195.00	$251,100 Land $31,800 Building $219,300	$251,100 Land $31,800 Building $219,300
2023	$1,679.00	$154,000 Land $17,600 Building $136,400	$154,000 Land $17,600 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1400 Concord Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 Concord Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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