1407 23rd St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1407 23rd St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$337,900 (Jul 2023)
Tax Bill	$4,974 (2025)
Deeds & Mortgages	Jul 2023 Sale Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`85-451-0240`

Property Details

APN / Parcel Number

Primary APN	`85-451-0240`
Alternative APNs	`85-00451-0240` `43390`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	43390
Street Address	1407 23RD ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK 2
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	STERLING HEIGHTS PLAT EIGHT
Legal Block	2
Legal Lot Number	8
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	31500

Owner

1407 23rd St SE is owned and occupied by two individuals who bought it in July 2023.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1407 23RD ST SE, SAINT CLOUD, MN 56304-8609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer PREFERRED TITLE/MO INC, PREFERRED TITLE INC
Jul 18, 2023	Warranty Deed, Subdivision Related Transfer BURNETT TITLE, BURNET TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	Jul 18, 2023 · Amount on File
Deed Document Number	2023959142
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 18, 2023
Property Address	1407 23RD ST SE, SAINT CLOUD, MN 56304-8609
Document Number	0000959141
Instrument Date	Jun 26, 2023
Instrument	959141
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	PREFERRED TITLE/MO INC, PREFERRED TITLE INC

Transaction

Amount	Amount on Record
Tax	$122.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8177 WHITETAIL LN, CLEAR LAKE, MN 55319-7508
Investor	Possibly a Property Investor

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 18, 2023
Property Address	1407 23RD ST SE, SAINT CLOUD, MN 56304-8609
Document Number	0000959142
Instrument Date	Jun 26, 2023
Instrument	959142
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 31, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Tax	$1,115.07
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1407 23RD ST SE, SAINT CLOUD, MN 56304-8609

Tax Assessment & Valuation

The 2025 property tax bill for 1407 23rd St SE was $4,974 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,900 (-) Land $70,000 Building $282,900	$352,900 (-) Land $70,000 Building $282,900
2025	$4,974.00	$352,900 Land $70,000 Building $282,900	$352,900 Land $70,000 Building $282,900
2023	$320.00	$209,700 (+948.5%) Land $75,000 Building $134,700
2022		$20,000 Land $20,000	$20,000 (-90.46%) Land $20,000
2021			$209,700 Land $75,000 Building $134,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1407 23rd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 23rd St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 23rd St SE

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