1406 23rd St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1406 23rd St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,000 (Sep 2026)
Tax Bill	$360 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`85-451-0150`

Property Details

APN / Parcel Number

Primary APN	`85-451-0150`
Alternative APNs	`85-00451-0150` `43380`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Account Number	43380
Street Address	1406 23RD ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8609
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 10, BLK 1
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	STERLING HEIGHTS PLAT EIGHT
Legal Block	1
Legal Lot Number	10
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	31500

Owner

Source: Sherburne County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11520 PARKVIEW DR, BECKER, MN 55308-9303
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer EDINA REALTY TITLE
Dec 18, 2017	Deed with Mortgage, Construction Loan · Construction Mortgage STATE OF MINNESOTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	20261003144
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 14, 2026
Property Address	1406 23RD ST SE, SAINT CLOUD, MN 56304-8609
Document Number	0001003144
Instrument Date	Sep 8, 2026
Instrument	20261003144
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Tax	$18,998.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11520 PARKVIEW DR, BECKER, MN 55308-9303

December 2017: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	SHERBURNE MN
Recording Date	Dec 18, 2017
Property Address	1406 23RD ST SE, SAINT CLOUD, MN 56304-8609
Instrument Date	Dec 18, 2017
Instrument	849713
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 216 ZIMMERMAN MN 553980216, ZIMMERMAN, MN 55398-0216

Mortgage

Document Number	0000849713
Date	Dec 18, 2017
Instrument	849713

Lender

Name	STATE OF MINNESOTA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 17, 2018

Interest

Rate Type	Fixed Rate
Rate	10%

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2025	$360.00 (-83.13%)	$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2023	$2,134.00	$20,000 Land $20,000
2021			$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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