Hillsborough County property record for 1406 Whitaker Rd, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,077 sqft · built 1950 |
| Lot Size | 1.08 acres (47,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Jan 2022) |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033905-0100 |
| Primary APN | 033905-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,077 sqft Living Area |
| Gross Area | 4,365 sqft |
| 1st Floor Area | 3,077 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 47,249 sqft |
| Lot Dimensions | 220 ft deep x 190 ft wide |
| Garage Type | Attached |
| Garage Area | 858 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 350 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 430 sqft |
| Patio Area | 620 sqft |
| Utility Building | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0339050100 |
|---|---|
| Street Address | 1406 WHITAKER RD |
| City | LUTZ |
| State | FL |
| Zip | 33549-5655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | THAT PART OF W 190 FT OF E 586 FT OF S 1/2 OF SE 1/4 OF SW 1/4 LYING S OF C/L OF CREEK & LESS S 15 FT FOR WHITTAKER RD |
| Legal Range | 19E |
| Legal Township | 27S |
| Legal Section | 19 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 1 |
| Legal Lot Number | 19830 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11007 |
1406 Whitaker Rd is owned and occupied by two individuals who bought it in January 2022.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1406 WHITAKER RD, LUTZ, FL 33549-5655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 11, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jan 14, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Apr 15, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on File |
| Deed Sale | Jan 25, 2022 · Amount on File |
| Prior Sale | Apr 15, 2019 · Amount on File |
| Deed Document Number | 202242669 |
| Transfer Doc | 8319000062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 25, 2022 |
| Property Address | 1406 WHITAKER RD, LUTZ, FL 33549-5655 |
| Document Number | 0000042669 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022042669 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1091 RUSSELL RD, 1091, CLEAR BROOK, VA 22624-1674 |
| Name | Verified Name |
|---|---|
| Address | 1406 WHITAKER RD, LUTZ, FL 33549-5655 |
| Document Number | 0000042670 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022042670 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1406 WHITAKER RD, LUTZ, FL 33549-5655 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2021295067 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021295067 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1406 WHITAKER RD, LUTZ, FL 33549-5655 |
| Document Number | 0000037996 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1406 WHITAKER RD LUTZ FL 335495655, LUTZ, FL 33549-5655 |
| Document Number | 0000037996 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 37996 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 15, 2019 |
| Property Address | 1406 WHITAKER RD, LUTZ, FL 33549-5655 |
| Document Number | 0265401680 |
| Book / Page | 026540 / 001680 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 154202 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2019 |
| Title Company | STRATEGIC TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1406 WHITAKER RD LUTZ FL 335495655, LUTZ, FL 33549-5655 |
| Document Number | 265401684 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 026540/001684 |
| Instrument | 154205 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2049 |
The 2025 property tax bill for 1406 Whitaker Rd was $643.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,313 (-0.05%) Land $115,560 Building $328,753 | $444,313 (-0.05%) Land $115,560 Building $328,753 | |
| 2025 | $643.00 Disabled Person's exemption Veteran's exemption | $444,552 Land $105,840 Building $338,712 | $444,552 Land $105,840 Building $338,712 |
| 2023 | $8,122.00 (+1,602.73%) | $434,311 (+40.32%) Land $88,020 Building $346,291 | $434,311 (+7.03%) Land $88,020 Building $346,291 |
| 2022 | $477.00 Disabled Person's exemption Veteran's exemption | $309,513 | $405,768 Land $81,000 Building $324,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 Whitaker Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 3 (1988–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1406 Whitaker Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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