1223 Whitaker Rd, Lutz, FL 33549 Property Records

Hillsborough County property record for 1223 Whitaker Rd, Lutz, FL 33549

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,770 sqft · built 1949
Lot Size1.23 acres (53,759 sqft)
OwnerIndividual Name on File
Last Sale$635,000 (Sep 2024)
Tax Bill$7,210 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN034101-0112

Property Details

APN / Parcel Number

Primary APN034101-0112
Alternative APN
  • U3027199Y8000000000010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,770 sqft Living Area
Gross Area2,268 sqft
1st Floor Area1,770 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2012
Architectural StyleMansion
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area53,759 sqft
Garage TypeCarport
Garage Area378 sqft
CarportCarport
Carport Area378 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area120 sqft
Deck Area730 sqft
Shed1 Shed
Utility Building60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0341010112
Street Address1223 WHITAKER RD
CityLUTZ
StateFL
Zip33549-5697
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionHORNES ACRES LOT 1
Legal Range19E
Legal Township27S
Legal Section30
Legal SubdivisionHORNES ACRES
Legal Lot Number1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2000
Census Tract11007

Owner

1223 Whitaker Rd is owned and occupied by an individual who bought it in September 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address1223 WHITAKER RD, LUTZ, FL 33549-5697
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 31, 2020Warranty Deed, Transfer · Conventional with PMI
WINIFRED K & BRUCE HORNE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2024 · Amount on File
Deed SaleSep 12, 2024 · Amount on File
Prior SaleMar 31, 2020 · Amount on File
Deed Document Number2024383102
Prior Transfer DateDec 23, 2014
Prior Transfer Doc0000005486
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1223 WHITAKER RD, LUTZ, FL 33549-5697
Transaction TypeMortgage
Record UpdatedMar 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1223 WHLTAKER RD, LUTZ, FL 33549-5697

Mortgage

Document Number0000539650
DateDec 18, 2020
Instrument2020539650
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 31, 2020
Property Address1223 WHITAKER RD, LUTZ, FL 33549-5697
Document Number0000135534
Instrument DateMar 24, 2020
Instrument135534
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 357 LUTZ FL 335480357, LUTZ, FL 33548-0357

Mortgage

Document Number135537
DateMar 31, 2020
Instrument135537
Lender
NameWINIFRED K & BRUCE HORNE
Address16722 HANNA RD, LUTZ, FL 33549-5662
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1223 Whitaker Rd was $7,210 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,488 (+1.58%) Land $130,294 Building $280,194$410,488 (+1.58%) Land $130,294 Building $280,194
2025$7,210.00 Homeowner's exemption$404,111 Land $119,335 Building $284,776$404,111 Land $119,335 Building $284,776
2023$4,246.00 (+9.91%)$223,809 (+7.86%) Land $99,243 Building $124,566$223,809 (+7.86%) Land $99,243 Building $124,566
2022$3,863.00$207,493 Land $91,328 Building $116,165$207,493 Land $91,328 Building $116,165

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1223 Whitaker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims11 (1994–2024)
Claims Outside the SFHA2 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1223 Whitaker Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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