Schenectady County and Schenectady City property record for 1406 Union St, Schenectady, NY 12308
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,563 sqft · built 1981 |
| Lot Size | 0.164 acres (7,140 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,800 (Feb 2017) |
| Tax Bill | $6,607 (2026) |
| Deeds & Mortgages | Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.21-3-3 |
| Primary APN | 421500 50.21-3-3 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,563 sqft Gross Area |
| Basement Area | 1,224 sqft |
| Unfinished Basement | 1,224 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 7,140 sqft (0.164 acres) |
| Lot Dimensions | 160 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 323 sqft |
| Patio Area | 240 sqft |
| Canopy | 36 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1406 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3010 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20600 |
1406 Union St, a commercial property, is owned by an individual who bought it in February 2017.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 MERELINE AVE, ALBANY, NY 12209-1421 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2017 · Amount on File |
| Deed Sale | Feb 2, 2017 · Amount on File |
| Deed Document Number | 20175306 |
| Deed Book / Page | 1955 / 826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 2, 2017 |
| Property Address | 1406 UNION ST, SCHENECTADY, NY 12308-3010 |
| Document Number | 0000005306 |
| Book / Page | 1955 / 826 |
| Instrument Date | Dec 15, 2016 |
| Instrument | 201705306 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11395 US ROUTE 127, 11395, WEST MANCHESTER, OH 45382-9702 |
| Name | Verified Name |
|---|---|
| Address | 1 MERELINE AVE, ALBANY, NY 12209-1421 |
| Document Number | 0000005308 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 201705308 |
| Name | REAL ESTATE MORTGAGE NETWORK |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
The 2026 property tax bill for 1406 Union St was $6,607, up 0.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,607.00 (+0.66%) | ||
| 2025 | $6,564.00 | $139,600 Land $21,300 Building $118,300 | $231,164 Land $35,271 Building $195,893 |
| 2023 | $139,600 (-) Land $21,300 Building $118,300 | $176,709 (+3.8%) Land $26,962 Building $149,747 | |
| 2022 | $139,600 Land $21,300 Building $118,300 | $170,244 Land $25,976 Building $144,268 | |
| 2021 | $6,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1406 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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