1381 Union St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1381 Union St, Schenectady, NY 12308 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Triplex
Bedrooms	6 Beds
Bathrooms	3 Baths
Architecture Style	Traditional
Year Built	Built 1900
Square Footage	3,284 sqft Total Area
Lot Size	4,680 sqft (0.107 acres)
Last Sale	$344,000 (2025)
Tax Bill	$7,882.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 50.21-1-33`
Alternative APN	`150005002100010330000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Building Area	3,284 sqft Total Area
1st Floor	1,356 sqft 1st Floor
2nd Floor	1,386 sqft 2nd Floor
Upper Floors	542 sqft Upper Floors
Attic Area	542 sqft Attic
Attic	1 Attic
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	4,680 sqft (0.107 acres)
Depth X Width	117 ft x 40 ft Depth x Width
Porch Area	336 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1381 UNION ST
City	SCHENECTADY
State	NY
Zip	12308-3048
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Triplex
Legal Description	2 WOOD
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	4
Census Block	4007
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.21-1-33

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	410 VINCENT DR, SCHENECTADY, NY 12303-5267
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Oct 20, 1993 · Amount on Record
Deed Doc Number	20256170
Deed Book / Page	2145 / 707
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 30, 2026
Property Address	1381 UNION ST, SCHENECTADY, NY 12308-3048
Document Number	0000010070
Instrument Date	Apr 21, 2026
Instrument	202610070
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1381 UNION ST, SCHENECTADY, NY 12308-3048

Mortgage

Document Number	0000010070,
Date	Apr 30, 2026
Instrument	202610070

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,882.00 (+8.18%)	$127,300 (-) Land $19,100 Building $108,200	$210,796 (+30.82%) Land $31,628 Building $179,168
2023		$127,300 (-) Land $19,100 Building $108,200	$161,139 (+3.8%) Land $24,177 Building $136,962
2022		$127,300 Land $19,100 Building $108,200	$155,244 Land $23,293 Building $131,951
2021	$7,286.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.