Black Hawk County property record for 1406 Maynard Ave, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 920 sqft · built 1955 |
| Lot Size | 0.399 acres (17,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $592,500 (Mar 2022) |
| Tax Bill | $3,396 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-21-255-004 |
| Primary APN | 8913-21-255-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Basement Area | 920 sqft |
| Finished Basement | 525 sqft |
| Unfinished Basement | 920 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 17,380 sqft (0.399 acres) |
| Lot Dimensions | 158 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 216 sqft |
| Patio Area | 516 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1406 MAYNARD AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLYDE MILLER HEIGHTS E 110 FT LOT 10 BLK 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | CLYDE MILLER HEIGHTS |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-255-004
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1406 MAYNARD AVE, WATERLOO, IA 50701-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Sep 11, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Apr 09, 2010 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Aug 30, 2011 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on Record |
| Deed Sale | Mar 22, 2022 · Amount on Record |
| Prior Sale | Sep 11, 2018 · Amount on Record |
| Deed Document Number | 202218547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 01, 2026 |
| Property Address | 1406 MAYNARD AVE, WATERLOO, IA 50701-1846 |
| Document Number | 0000009802 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20269802 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1406 MAYNARD AVE, WATERLOO, IA 50701-1846 |
| Document Number | 0000009802, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 20269802 |
| Name | FARMERS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 01, 2031 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1406 MAYNARD AVE, WATERLOO, IA 50701-1846 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201900004138 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 201900004138 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1406 MAYNARD AVE, WATERLOO, IA 50701-1846 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2010018773 |
|---|---|
| Date | Apr 09, 2010 |
| Instrument | 2010018773 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1406 MAYNARD AVE, WATERLOO, IA 50701-1846 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012003771 |
|---|---|
| Date | Aug 30, 2011 |
| Instrument | 2012003771 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2026 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,396.00 Homeowner's exemption | $182,770 (+9.58%) Land $38,040 Building $144,730 | $182,770 (+9.58%) Land $38,040 Building $144,730 |
| 2024 | $3,396.00 (+16.62%) | ||
| 2023 | $166,790 (+17.91%) Land $38,040 Building $128,750 | $166,790 (+17.91%) Land $38,040 Building $128,750 | |
| 2022 | $2,912.00 Homeowner's exemption | $141,460 Land $38,040 Building $103,420 | |
| 2021 | $141,460 Land $38,040 Building $103,420 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
Based on FCC filings for 273 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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