1325 Maynard Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1325 Maynard Ave, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,177 sqft · built 1955
Lot Size0.272 acres (11,832 sqft)
OwnerIndividual Name on Record
Last Sale$124,500 (Oct 2021)
Tax Bill$3,198 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jan 2020 Refinance
Flood ZoneZone X (minimal risk)
APN8913-21-260-002

Property Details

APN / Parcel Number

Primary APN8913-21-260-002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,177 sqft Living Area
1st Floor Area812 sqft
AtticAttic
Attic Area365 sqft
Basement Area812 sqft
Finished Basement325 sqft
Unfinished Basement812 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,832 sqft (0.272 acres)
Lot Dimensions204 ft deep x 58 ft wide
Garage TypeDetached
Garage Area680 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area280 sqft
Patio Area280 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1325 MAYNARD AVE
CityWATERLOO
StateIA
Zip50701-1843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLYDE MILLER HGTS FIRST SUB LOT 5 BLK 1
Legal Range13W
Legal Township89N
Legal Section21
Legal SubdivisionCLYDE MILLER HGTS FIRST SUB
Legal Block1
Legal Lot Number5
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3029
Census Tract1503

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1325 MAYNARD AVE, WATERLOO, IA 50701-1843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · FHA Mortgage
LINCOLN SAVINGS BANK
Jan 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleOct 28, 2020 · Amount on Record
Deed Document Number20219226
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1325 MAYNARD AVE, WATERLOO, IA 50701-1843
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100009227
DateOct 28, 2020
Instrument202100009227
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1325 MAYNARD AVE, WATERLOO, IA 50701-1843
Transaction TypeMortgage
Record UpdatedFeb 18, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000012875
DateJan 21, 2020
Instrument202000012875
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueFeb 1, 2030

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,198.00 Homeowner's exemption$179,800 (+14.09%) Land $20,920 Building $158,880$179,800 (+14.09%) Land $20,920 Building $158,880
2024$3,198.00 (+33.47%)
2023$157,600 (+33.63%) Land $20,920 Building $136,680$157,600 (+33.63%) Land $20,920 Building $136,680
2022$2,396.00 Homeowner's exemption$117,940 Land $20,920 Building $97,020
2021$117,940 Land $20,920 Building $97,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

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