1406 Joseph St, Jackson, MI 49202 Property Records

Jackson County property record for 1406 Joseph St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,372 sqft · built 1977
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Dec 2021)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000-08-15-354-007-00`

Property Details

APN / Parcel Number

Primary APN	`000-08-15-354-007-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,144 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	13,809 sqft (0.317 acres)
Lot Dimensions	138 ft deep x 100 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1406 JOSEPH ST
City	JACKSON
State	MI
Zip	49202-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 55 NORTHWOOD EXTENSION NO. 2
Legal Subdivision	NORTHWOOD EXTENSION #2
Legal Lot Number	55
Legal Unit	55
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	3
Census Block	3019
Census Tract	5700

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1406 JOSEPH ST, JACKSON, MI 49202-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 29, 2017	Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS
Mar 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	20212901799
Deed Book / Page	2202 / 9
Prior Transfer Date	Mar 13, 2017
Prior Transfer Doc	0002765291
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 15, 2021
Property Address	1406 JOSEPH ST, JACKSON, MI 49202-1008
Document Number	0002901799
Book / Page	2202 / 9
Map Reference	LB 19 PG 33
Instrument Date	Dec 10, 2021
Instrument	2901799
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7120 MURRAY RD, JACKSON, MI 49201-8108

Mortgage

Document Number	0022020010
Date	Dec 15, 2021
Instrument	2202-0010

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 8, 2020
Property Address	1406 JOSEPH ST, JACKSON, MI 49202-1008
Document Number	0002858948
Book / Page	2169 / 59
Map Reference	LB 19 PG 33
Instrument Date	Aug 22, 2020
Instrument	2858948
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 JOSEPH ST, 1406, JACKSON, MI 49202-1008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 LANSING AVE, JACKSON, MI 49201-9532

Mortgage

Document Number	0021690060
Date	Sep 8, 2020
Instrument	2169-0060

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Mar 29, 2017
Property Address	1406 JOSEPH ST, JACKSON, MI 49202-1008
Document Number	0002765292
Book / Page	00209 / 000004
Instrument Date	Mar 24, 2017
Instrument	2765292
Transaction Type	Transfer
Record Updated	Aug 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 JOSEPH ST

Mortgage

Document Number	2765293
Date	Mar 29, 2017
Book Page	002097/000005
Instrument	2765293

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Mar 29, 2017
Property Address	1406 JOSEPH ST, JACKSON, MI 49202-1008
Document Number	0002765291
Book / Page	002097 / 000003
Instrument Date	Mar 13, 2017
Instrument	2765291
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 JOSEPH ST

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,950 (+1.97%)	$217,900 (+1.97%)
2025	$1,706.00 (-54.37%)	$106,850 (+5.79%)	$213,700 (+5.79%)
2024	$3,739.00 (+17.54%)
2023		$101,000	$202,000
2022	$3,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACKMAN TOWNSHIP serves 21,222 people · EPA ID MI0000740
Water Source	Purchased groundwater influenced by surface water from JACKSON
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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